Tidemark

Headquarters

Po Box 1800
Seaford, DE 19973
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD 0.40% 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD 0.70% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Tidemark is an NCUA insured institution located in Seaford, DE. It was founded in 1959 and has approximately $399.61 millions in assets.

Who can join?

An individual may qualify for membership in the following ways:

if he/she lives in Sussex County or the City of Milford, Delaware;

if he/she regularly works, worships, goes to school, performs volunteer services or participates in associations headquartered in the above area;

if he/she participates in programs to alleviate poverty or distress that are located in the above area; or

if he/she is a spouse of a person who died while within the field of membership of the credit union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13121
Date Established 1959
Assets $399.61 million
Loans $157.86 million
Deposits $345.50 million
Capital $50.76 million
 

Field of Membership Restrictions

Must live, work, attend school or worship in Sussex County or the City of Milford, Delaware. A business may qualify for membership if it is located in or maintains a facility in Sussex County or the City of Milford. An organization (clubs, associations, teams, etc.) may also qualify.

Deposit Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.90% $10,000 $49,999 Learn More
Money Market
0.90% $50,000 $99,999 Learn More
Money Market
1.00% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.31% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TIDEMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.824% 2.750% 1.00 $2,420 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TIDEMARK
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tidemark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Tidemark Locations


Financial Details

Tidemark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tidemark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tidemark U.S. Average
0.95% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Tidemark had $242,547 in non-current loans and $251,000 in owned assets. To cover these potential losses it had $50,762,657 in net worth and $1,419,658 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
Tidemark U.S. Average
12.7% 12.20%

Tidemark FCU has a net worth of 12.7% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tidemark

Branches and Savings

What is Tidemark?

A federal credit union, registered with the NCUA under certificate #13121.
Learn more about credit unions here.

Is Tidemark FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Tidemark is insured by the NCUA.

Who can join Tidemark?

Please see Field of Membership information above for information on who is eligible to join.

What are Tidemark's share account and share certificate rates?

Tidemark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tidemark?

Tidemark has total capital of $50.76 million. Full information on Tidemark's financial position is located above.

Who owns Tidemark?

Credit Unions are owned by their members.

Where are Tidemark branches located?

See branch locations nearby.

Are Tidemark ATMs Open 24/7?

Do Tidemark ATMs accept cash deposits?

Can Tidemark customers use other ATMs? What is the charge for withdrawing money from another ATM?

JRN | May 28, 2020

Why does tidemark charge a fee between Federal Credit Unions?

Does Tidemark have a mobile app?

Does Tidemark have mobile deposit?

Does Tidemark have quick pay?

How can Tidemark transfer money to other banks or credit unions?

Does Tidemark report to credit bureaus?

Does Tidemark use Chexsystems?

Does Tidemark use Equifax?

What is Tidemark's toll free phone number?

What is Tidemark's ACH Routing Number?

What is Tidemark's SWIFT code?

Where can I find Tidemark's wire transfer form?

What is the Tidemark address for deposits?

What Products Does Tidemark Offer

Does Tidemark offer mortgages?

Compare mortgage rates here.

Does Tidemark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tidemark offer auto and RV loans?

Compare auto loan rates here.

Does Tidemark offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Tidemark


  • March 17, 2021 |

    I love Tidemark FCU! I have been with them for months, and they have been phenomenal too me. The mobile app is GREAT! Customer service is phenomenal, and I moved to another state and was able to stay with them and they make banking super easy especially when living in another state far away. I love Tidemark and I recommend them to everyone. They have helped me so much, and I appreciate them 100% the branch in Milford, Delaware is AWESOME!!! The ladies there are very polite and professional. Great atmosphere and positive vibes! The branch is absolutely beautiful, and again the app is easy to use and navigate. 5 STARS FROM ME!!! I LOVE YOU GUYS!!!

  • May 28, 2020

    Why does tidemark charge a fee between Federal Credit Unions?

Add Your Review

Rate it here →