Tidemark Federal Credit Union

Headquarters

Po Box 1800
Seaford, DE 19973
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 4.01% →
1-Year CD 0.40% 4.50% →
2-Year CD N.A. 4.73% →
5-Year CD 0.70% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Tidemark is an NCUA insured institution located in Seaford, DE. It was founded in 1959 and has approximately $461.58 millions in assets.

Who can join?

An individual may qualify for membership in the following ways:

if he/she lives in Sussex County or the City of Milford, Delaware;

if he/she regularly works, worships, goes to school, performs volunteer services or participates in associations headquartered in the above area;

if he/she participates in programs to alleviate poverty or distress that are located in the above area; or

if he/she is a spouse of a person who died while within the field of membership of the credit union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13121
Date Established 1959
Assets $461.58 million
Loans $160.21 million
Deposits $421.89 million
Capital $57.07 million
 

Field of Membership Restrictions

Must live, work, attend school or worship in Sussex County or the City of Milford, Delaware. A business may qualify for membership if it is located in or maintains a facility in Sussex County or the City of Milford. An organization (clubs, associations, teams, etc.) may also qualify.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.90% $10,000 $49,999 Learn More
Money Market
0.90% $50,000 $99,999 Learn More
Money Market
1.00% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.31% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TIDEMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.912% 5.820% 1.00 $2,500 $1,471 Learn More
Rocket Mortgage
NMLS ID: 3030
7.138% 6.990% 1.00 $3,750 $1,662 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.400% 7.250% 1.00 $3,750 $1,706 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to TIDEMARK
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tidemark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Tidemark Locations



Climate Initiatives

TIDEMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Tidemark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tidemark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tidemark U.S. Average
1.17% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Tidemark had $526,172 in non-current loans and $160,000 in owned assets. To cover these potential losses it had $57,074,173 in net worth and $1,646,354 in loans loss reserves. That gives it a Texas Ratio of 1.17%.

Net Worth
Tidemark U.S. Average
12.36% 12.40%

Tidemark FCU has a net worth of 12.36% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for TIDEMARK


  • January 18, 2022 |

    This bank reversed a chargeback after I was scammed for an online purchase. I was shopping at a legitimate online retailer,

    Cato Fashions, and was redirected to another website that was posing as Cato. They stole images from various websites,

    including CATO, and before you know it I ended up purchasing items from this unknown website, located in China. It took over

    a month to receive the merchandise, and I could not return it because there was no customer service number, no valid return

    address on the package, no packing slip or notification that the package had been delivered, nothing. Not even any tags on the

    garments! I was charged $116.42 for poor quality clothing, all different sizes, that was so badly made that I could not even

    try one garment on due to its legs being sewn together. They looked like cheap, thin polyester pajamas, not leggings with

    matching tunics. It was a package of junk. I had no choice since I could not contact them but to dispute the charge with

    Tidemark FCU while they investigated. They reversed the chargeback stating that I received all items as pictured (not true), and

    that the return policy was only 15 days. Well, how can you return something that took a month to arrive? I tried (3 emails) to

    contact the "company" Western Tags, but nobody ever responded back. After a Google search, I found others who have also

    been scammed by this unscrupulous company. Now Tidemark won't respond to me, and they are supposed to be member

    advocates. We would like our money back. We are in the process of closing our accounts and have liquidated most of our

    assets in this credit union. We have had other problems with their bank cards not working, etc., but this issue is just so unfair.

  • January 18, 2022

    This bank reversed a chargeback after I was scammed for an online purchase. I was shopping at a legitimate online retailer,

    Cato Fashions, and was redirected to another website that was posing as Cato. They stole images from various websites,

    including CATO, and before you know it I ended up purchasing items from this unknown website, located in China. It took over

    a month to receive the merchandise, and I could not return it because there was no customer service number, no valid return

    address on the package, no packing slip or notification that the package had been delivered, nothing. Not even any tags on the

    garments! I was charged $116.42 for poor quality clothing, all different sizes, that was so badly made that I could not even

    try one garment on due to its legs being sewn together. They looked like cheap, thin polyester pajamas, not leggings with

    matching tunics. It was a package of junk. I had no choice since I could not contact them but to dispute the charge with

    Tidemark FCU while they investigated. They reversed the chargeback stating that I received all items as pictured (not true), and

    that the return policy was only 15 days. Well, how can you return something that took a month to arrive? I tried (3 emails) to

    contact the "company" Western Tags, but nobody ever responded back. After a Google search, I found others who have also

    been scammed by this unscrupulous company. Now Tidemark won't respond to me, and they are supposed to be member

    advocates. We would like our money back. We are in the process of closing our accounts and have liquidated most of our

    assets in this credit union. We have had other problems with their bank cards not working, etc., but this issue is just so unfair.

  • March 17, 2021 |

    I love Tidemark FCU! I have been with them for months, and they have been phenomenal too me. The mobile app is GREAT! Customer service is phenomenal, and I moved to another state and was able to stay with them and they make banking super easy especially when living in another state far away. I love Tidemark and I recommend them to everyone. They have helped me so much, and I appreciate them 100% the branch in Milford, Delaware is AWESOME!!! The ladies there are very polite and professional. Great atmosphere and positive vibes! The branch is absolutely beautiful, and again the app is easy to use and navigate. 5 STARS FROM ME!!! I LOVE YOU GUYS!!!

  • May 28, 2020

    Why does tidemark charge a fee between Federal Credit Unions?

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