Town And Country Credit Union

Headquarters

615 S Broadway
Minot, ND 58701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.15% →
1-Year CD 0.25% 1.50% →
2-Year CD 0.50% 2.86% →
5-Year CD 1.00% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Town And Country is an NCUA insured institution located in Minot, ND. It was founded in 1939 and has approximately $637.99 millions in assets.

Who can join?

Anyone living within a 75-mile radius of Minot
Anyone living within a 50-mile radius of Kenmare
Anyone living within a 50-mile radius of the Fargo-Moorhead area

NCUA Insured Yes / State-Chartered
Charter Number # # 60790
Date Established 1939
Assets $637.99 million
Loans $448.50 million
Deposits $558.21 million
Capital $74.55 million
 

Field of Membership Restrictions

Membership is open to those who live within a 50-mile radius of Kenmore, a 75-mile radius of Minot, or a 50-mile radius of the Fargo-Moorehead area.

Deposit Rates - May 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TOWN AND COUNTRY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.575% 4.490% 1.00 $2,500 $1,266 Learn More
First Internet Bank
NMLS ID: 424182
4.824% 4.750% 0.88 $2,155 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to TOWN AND COUNTRY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Town And Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Town And Country Locations



Climate Initiatives

TOWN AND COUNTRY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Town And Country Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Town And Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Town And Country U.S. Average
1.47% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Town And Country had $1,105,334 in non-current loans and $45,000 in owned assets. To cover these potential losses it had $74,553,212 in net worth and $3,544,454 in loans loss reserves. That gives it a Texas Ratio of 1.47%.

Net Worth
Town And Country U.S. Average
12.26% 12.36%

Town And Country FCU has a net worth of 12.26% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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