Transit Employees Federal Credit Union

Headquarters

6404 Ivy Ln Ste 510
Greenbelt, MD 20770
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Transit Employees is an NCUA insured institution located in Greenbelt, MD. It was founded in 1940 and has approximately $94.6 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3764
Date Established 1940
Assets $94.60 million
Loans $39.35 million
Deposits $77.98 million
Capital $18.12 million
 

Field of Membership Restrictions

Membership in Transit Employees Federal Credit Union is open to employees and retirees of Washington Metropolitan Area Transit Authority, Arlington Transit, Amtrak, Atlantic Services, The Excel Institute & Auto Repair, Circulator, First Transit, Langdon Education Campus, Kaiser Permanente, Metro Access, Pathways School Crossland Campus, Pathways School Duval Campus, Transdev, Washingtonian Cab Company, or Yellow Cab Company of DC.

Deposit Rates - October 6, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Transit Employees

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Advertiser Disclosure

Loan Rates - October 6, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Transit Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Transit Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Transit Employees Locations around zip code 10116


BranchDistance Map View Lobby Hours

TRANSIT EMPLOYEE FCU

200.18 A View Lobby Hours

Transit Employee FCU

201.77 B View Lobby Hours


Climate Policy and Initiatives

TRANSIT EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Transit Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Transit Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Transit Employees U.S. Average
1.81% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Transit Employees had $83,192 in non-current loans and $248,918 in owned assets. To cover these potential losses it had $18,119,599 in net worth and $195,725 in loans loss reserves. That gives it a Texas Ratio of 1.81%.

Net Worth
Transit Employees U.S. Average
19.15% 14.48%

Transit Employees FCU has a net worth of 19.15% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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