TRANSIT EMPLOYEES

Headquarters

6404 Ivy Ln Ste 510
Greenbelt, MD 20770
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.00% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Transit Employees is an NCUA insured institution located in Greenbelt, MD. It was founded in 1940 and has approximately $99.77 millions in assets.

NCUA Insured Yes
Charter Number # # 3764
Date Established 1940
Assets $99.77 million
Loans $43.70 million
Deposits $77.07 million
Capital $21.18 million
 

Field of Membership Restrictions

Membership in Transit Employees Federal Credit Union is open to employees and retirees of Washington Metropolitan Area Transit Authority, Arlington Transit, Amtrak, Atlantic Services, The Excel Institute & Auto Repair, Circulator, First Transit, Langdon Education Campus, Kaiser Permanente, Metro Access, Pathways School Crossland Campus, Pathways School Duval Campus, Transdev, Washingtonian Cab Company, or Yellow Cab Company of DC.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Transit Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Transit Employees
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Advertiser Disclosure

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TRANSIT EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TRANSIT EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Transit Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Transit Employees Locations


Financial Details

Transit Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Transit Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Transit Employees U.S. Average
5.74% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Transit Employees had $984,940 in non-current loans and $245,640 in owned assets. To cover these potential losses it had $21,176,478 in net worth and $276,317 in loans loss reserves. That gives it a Texas Ratio of 5.74%.

Net Worth
Transit Employees U.S. Average
21.22% 13.61%

Transit Employees FCU has a net worth of 21.22% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Transit Employees

Branches and Savings

What is Transit Employees?

A federal credit union, registered with the NCUA under certificate #3764.
Learn more about credit unions here.

Is Transit Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Transit Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Transit Employees's share account and share certificate rates?

Transit Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Transit Employees?

Transit Employees has total capital of $21.18 million. Full information on Transit Employees's financial position is located above.

Who owns Transit Employees?

Credit Unions are owned by their members.

Where are Transit Employees branches located?

See branch locations nearby.

Are Transit Employees ATMs Open 24/7?

Do Transit Employees ATMs accept cash deposits?

Can Transit Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Transit Employees have a mobile app?

Does Transit Employees have mobile deposit?

Does Transit Employees have quick pay?

How can Transit Employees transfer money to other banks or credit unions?

Does Transit Employees report to credit bureaus?

Does Transit Employees use Chexsystems?

Does Transit Employees use Equifax?

What is Transit Employees's toll free phone number?

What is Transit Employees's ACH Routing Number?

What is Transit Employees's SWIFT code?

Where can I find Transit Employees's wire transfer form?

What is the Transit Employees address for deposits?

What Products Does Transit Employees Offer

Does Transit Employees offer mortgages?

Compare mortgage rates here.

Does Transit Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Transit Employees offer auto and RV loans?

Compare auto loan rates here.

Does Transit Employees offer student loans or personal loans?

Compare personal loan rates here.

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