U. S. Employees O. C. Federal Credit Union

logo for U. S. EMPLOYEES O. C.
Headquarters

4301 S. Interstate 44 Service Rd
Oklahoma City, OK 73119
See all branch locations →

ACH 303085609

Phone 405-685-6200

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD 5.00% 5.50% →
2-Year CD 5.15% 5.00% →
5-Year CD N.A. 4.61% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

U. S. Employees O. C. is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1938 and has approximately $208.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2744
Date Established 1938
Assets $208.81 million
Loans $137.54 million
Deposits $186.74 million
Capital $30.69 million
 

Deposit Rates - March 1, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.00% $2,000 $24,999 Learn More
Money Market
0.00% $25,000 $99,999 Learn More
Money Market
0.00% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Months
0.01% $500 - Learn More
12 Months
3.00% $500 - Learn More
CD Special - 12 Months
5.00% $25,000 - Learn More
24 Months
3.25% $500 - Learn More
CD Special - 24 Months
5.15% $25,000 - Learn More
36 Months
2.80% $500 - Learn More
48 Months
2.90% $500 - Learn More
Int Checking Rates APY MIN MAX
Free Kasasa Cash Checking
6.65% $0 $5,000 Learn MoreShow Less

Loan Rates - March 1, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for U. S. Employees O. C.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to U. S. Employees O. C.
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are U. S. Employees O. C. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


U. S. Employees O. C. Locations



Climate Initiatives

U. S. EMPLOYEES O. C. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

U. S. Employees O. C. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of U. S. Employees O. C.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
U. S. Employees O. C. U.S. Average
4.13% 5.37

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2023, U. S. Employees O. C. had $1,043,797 in non-current loans and $246,029 in owned assets. To cover these potential losses it had $30,694,532 in net worth and $507,020 in loans loss reserves. That gives it a Texas Ratio of 4.13%.

Net Worth
U. S. Employees O. C. U.S. Average
14.67% 13.46%

U. S. Employees O. C. FCU has a net worth of 14.67% versus the BestCashCow average of 13.46. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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