U. S. Employees O. C. Federal Credit Union


Po Box 44000
Oklahoma City, OK 73144
See all branch locations →

ACH 303085609

Phone 405-685-6200


Notable Rates APY Vs.Others
Savings N.A. 5.02% →
1-Year CD 1.05% 5.25% →
2-Year CD 1.15% 5.10% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

U. S. Employees O. C. is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1938 and has approximately $204.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2744
Date Established 1938
Assets $204.82 million
Loans $133.20 million
Deposits $184.30 million
Capital $28.92 million

Deposit Rates - April 1, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,000 $24,999 Learn More
Money Market
0.30% $25,000 $99,999 Learn More
Money Market
0.30% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.90% $500 - Learn More
12 Mo CD
1.05% $500 - Learn More
24 Mo CD
1.15% $500 - Learn More
36 Mo CD
1.35% $500 - Learn More
48 Mo CD
1.45% $500 - Learn More
Int Checking Rates APY MIN MAX
Free KASASA Cash Checking
2.50% $10 - Learn MoreShow Less

Loan Rates - April 1, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for U. S. Employees O. C.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More
NMLS ID: Not lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
7.490 %
After Intro: 8.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.990 %
$0 Learn More
More Info

Note to U. S. Employees O. C.
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U. S. Employees O. C. Locations

Climate Initiatives

U. S. EMPLOYEES O. C. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

U. S. Employees O. C. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of U. S. Employees O. C.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
U. S. Employees O. C. U.S. Average
3.99% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, U. S. Employees O. C. had $976,367 in non-current loans and $196,151 in owned assets. To cover these potential losses it had $28,917,955 in net worth and $446,739 in loans loss reserves. That gives it a Texas Ratio of 3.99%.

Net Worth
U. S. Employees O. C. U.S. Average
14.12% 12.52%

U. S. Employees O. C. FCU has a net worth of 14.12% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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