3 Depot St
La Grande, OR 97850
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Union-wallowa-baker is an NCUA insured institution located in La Grande, OR. It was founded in 1946 and has approximately $29.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5285
Date Established 1946
Assets $29.68 million
Loans $10.96 million
Deposits $27.53 million
Capital $2.15 million

Deposit Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Union-wallowa-baker

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Union-wallowa-baker

Note to Union-wallowa-baker
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNION-WALLOWA-BAKER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.698% 2.625% 1.00 $2,388 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Union-wallowa-baker branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Union-wallowa-baker Locations

Financial Details

Union-wallowa-baker Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union-wallowa-baker. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union-wallowa-baker U.S. Average
4.75% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Union-wallowa-baker had $105,470 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,148,537 in net worth and $69,656 in loans loss reserves. That gives it a Texas Ratio of 4.75%.

Net Worth
Union-wallowa-baker U.S. Average
7.35% 12.67%

Union-wallowa-baker FCU has a net worth of 7.35% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Union-wallowa-baker

Branches and Savings

What is Union-wallowa-baker?

A federal credit union, registered with the NCUA under certificate #5285.
Learn more about credit unions here.

Is Union-wallowa-baker FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Union-wallowa-baker is insured by the NCUA.

Who can join Union-wallowa-baker?

Please see Field of Membership information above for information on who is eligible to join.

What are Union-wallowa-baker's share account and share certificate rates?

Union-wallowa-baker's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Union-wallowa-baker?

Union-wallowa-baker has total capital of $2.15 million. Full information on Union-wallowa-baker's financial position is located above.

Who owns Union-wallowa-baker?

Credit Unions are owned by their members.

Where are Union-wallowa-baker branches located?

See branch locations nearby.

Are Union-wallowa-baker ATMs Open 24/7?

Do Union-wallowa-baker ATMs accept cash deposits?

Can Union-wallowa-baker customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Union-wallowa-baker have a mobile app?

Does Union-wallowa-baker have mobile deposit?

Does Union-wallowa-baker have quick pay?

How can Union-wallowa-baker transfer money to other banks or credit unions?

Does Union-wallowa-baker report to credit bureaus?

Does Union-wallowa-baker use Chexsystems?

Does Union-wallowa-baker use Equifax?

What is Union-wallowa-baker's toll free phone number?

What is Union-wallowa-baker's ACH Routing Number?

What is Union-wallowa-baker's SWIFT code?

Where can I find Union-wallowa-baker's wire transfer form?

What is the Union-wallowa-baker address for deposits?

What Products Does Union-wallowa-baker Offer

Does Union-wallowa-baker offer mortgages?

Compare mortgage rates here.

Does Union-wallowa-baker offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Union-wallowa-baker offer auto and RV loans?

Compare auto loan rates here.

Does Union-wallowa-baker offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Union-wallowa-baker

There are currently no comments for Union-wallowa-baker. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →