Union-wallowa-baker Federal Credit Union

Headquarters

3 Depot St
La Grande, OR 97850
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Union-wallowa-baker is an NCUA insured institution located in La Grande, OR. It was founded in 1946 and has approximately $29.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5285
Date Established 1946
Assets $29.68 million
Loans $10.96 million
Deposits $27.53 million
Capital $2.15 million
 

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Union-wallowa-baker

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Loan Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNION-WALLOWA-BAKER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.726% 3.625% 0.75 $3,125 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to UNION-WALLOWA-BAKER
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Branches

Below are Union-wallowa-baker branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Union-wallowa-baker Locations



Climate Initiatives

UNION-WALLOWA-BAKER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Union-wallowa-baker Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Union-wallowa-baker. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Union-wallowa-baker U.S. Average
4.75% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Union-wallowa-baker had $105,470 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,148,537 in net worth and $69,656 in loans loss reserves. That gives it a Texas Ratio of 4.75%.

Net Worth
Union-wallowa-baker U.S. Average
7.35% 12.22%

Union-wallowa-baker FCU has a net worth of 7.35% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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