UNITED 1ST

PO BOX 3140
Kingsland, GA 31548

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4999
Date Established 1943
Assets $177.76 million
Loans $109.32 million
Deposits $154.68 million
Capital $17.97 million

United 1st is an NCUA insured institution located in Kingsland, GA. It was founded in 1943 and has approximately $177.76 millions in assets.

Field of Membership Restrictions

Must be a resident of Camden, Charlton, Dodge, Pierce, Ware, Ben Hill, Wheeler, Wilcox or Telfair County. Also open to employees of St. Marys Railroad and other Select Employee Groups (SEGs).

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.21% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.80% $500 $99,999 Learn MoreShow Less
1.21% $500 $99,999 Learn MoreShow Less
1.26% $500 $99,999 Learn MoreShow Less
1.36% $500 $99,999 Learn MoreShow Less
36 Mo CD
1.61% $500 $99,999 Learn MoreShow Less
60 Mo CD
1.86% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to UNITED 1ST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are United 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United 1st Locations


Financial Details

United 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United 1st U.S. Average
6.49% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, United 1st had $1,096,910 in non-current loans and $158,661 in owned assets. To cover these potential losses it had $17,973,097 in net worth and $1,387,146 in loans loss reserves. That gives it a Texas Ratio of 6.49%.

Net Worth
United 1st U.S. Average
10.11% 13.47%

United 1st FCU has a net worth of 10.11% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United 1st

Branches and Savings

What is United 1st?

A federal credit union, registered with the NCUA under certificate #4999.
Learn more about credit unions here.

Is United 1st FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are United 1st's share account and share certificate rates?

United 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United 1st?

United 1st has total capital of $17.97 million. Full information on United 1st's financial position is located above.

Who owns United 1st?

Credit Unions are owned by their members.

Where are United 1st branches located?

See branch locations nearby.

Are United 1st ATMs Open 24/7?

Do United 1st ATMs accept cash deposits?

Can United 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United 1st have a mobile app?

Does United 1st have mobile deposit?

Does United 1st have quick pay?

How can United 1st transfer money to other banks or credit unions?

Does United 1st report to credit bureaus?

Does United 1st use Chexsystems?

Does United 1st use Equifax?

What is United 1st's toll free phone number?

What is United 1st's ACH Routing Number?

What is United 1st's SWIFT code?

Where can I find United 1st's wire transfer form?

What is the United 1st address for deposits?

What Products Does United 1st Offer

Does United 1st offer mortgages?

Compare mortgage rates here.

Does United 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United 1st offer auto and RV loans?

Compare auto loan rates here.

Does United 1st offer student loans or personal loans?

Compare personal loan rates here.

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