United

P.o. Box 125
Saint Joseph, MI 49085

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6288
Date Established 1949
Assets $2,405.92 million
Loans $2,169.95 million
Deposits $1,716.32 million
Capital $238.68 million

United is an NCUA insured institution located in Saint Joseph, MI. It was founded in 1949 and has approximately $2405.92 millions in assets.

Who can join?

Membership is offered to anyone who lives, works, worships, or volunteers in any of the 6 states where we have branch locations, plus some areas of neighboring states.

Michigan
Arkansas
Nevada
North Carolina
Ohio
Indiana
Eastern Oklahoma

You may qualify for membership if you are an immediate family member* of a current UFCU member or work for a company that is affiliated with the credit union.

*Immediate family members include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsiblings or adoptive relationship.

Businesses located in these states qualify for membership: Michigan, Arkansas, Nevada, North Carolina, Indiana, Ohio.

Field of Membership Restrictions

1.Immediate family member of a current Member : Immediate family members include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsiblings or adoptive relationship. 2.Work or are retired as pensioners or annuitants from one of our 900+ Corporate Members : A Corporate Member is a company or association who partners with a credit union to enable their employees or members the opportunity to join the credit union. 3.Live, work, worship or attend school in select geographic areas near our branch locations. 4.Business : Businesses located in these states may qualify for membership: Michigan Arkansas Nevada North Carolina Indiana Ohio

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.10% $500 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.20% $50,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $500 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.25% $50,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.05% $300 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $500 $49,999 Learn MoreShow Less
Special: 16 Mo FIRA
1.75% $500 - Learn MoreShow Less
Special: 58 Mo FIRA
2.30% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $250 $999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to UNITED
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Locations

Financial Details

United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
United U.S. Average
6.50% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, United had $16,470,073 in non-current loans and $274,113 in owned assets. To cover these potential losses it had $238,677,278 in net worth and $18,932,558 in loans loss reserves. That gives it a Texas Ratio of 6.50%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
United U.S. Average
9.92% 13.03

United FCU has a net worth of 9.92% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for UNITED

There are currently no comments for UNITED. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →