United Credit Union


Our records indicate that this credit union has been acquired by HEARTLAND.


Headquarters

202 S. Topeka Ave
Ness City, KS 67560
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

United is an NCUA insured institution located in Ness City, KS. It was founded in 1957 and has approximately $12.09 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67810
Date Established 1957
Assets $12.09 million
Loans $2.56 million
Deposits $11.03 million
Capital $1.01 million
 

Deposit Rates - September 18, 2026

Your Current Location: Wisconsin, WI

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Loan Rates - September 18, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for United

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Wisconsin 30 Year Fixed Mortgage Rates 2026

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Featured - Wisconsin Home Equity Line Of Credit Rates 2026

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Branches

Below are United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Cudahy,Wisconsin


United Locations


BranchDistance Map View Lobby Hours

Farmers Credit Union

668.78 A View Lobby Hours

United Credit Union

709.71 B View Lobby Hours

First State Bank

709.84 C View Lobby Hours


Climate Policy and Initiatives

UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United U.S. Average
1.14% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, United had $9,482 in non-current loans and $2,436 in owned assets. To cover these potential losses it had $1,012,246 in net worth and $32,059 in loans loss reserves. That gives it a Texas Ratio of 1.14%.

Net Worth
United U.S. Average
8.37% 14.48%

United FCU has a net worth of 8.37% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for United

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