Heartland Credit Union

Headquarters

Po Box 1387
Hutchinson, KS 67504
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.60% 4.65% →
2-Year CD 0.85% 4.73% →
5-Year CD 1.10% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Heartland is an NCUA insured institution located in Hutchinson, KS. It was founded in 1948 and has approximately $564.4 millions in assets.

Who can join?

You are eligible to join if you are (or one of your family members) live, work in, worship in, or get paid from the following counties in Kansas: Barton, Butler, Dickinson, Ellsworth, Franklin, Geary, Harvey, Kingman, Lincoln, Lyon, McPherson, Marion, Miami, MItchell, Osage, Ottawa, Pottawatomie, Pratt, and Reno.

NCUA Insured Yes / State-Chartered
Charter Number # # 62031
Date Established 1948
Assets $564.40 million
Loans $480.42 million
Deposits $463.92 million
Capital $52.84 million
 

Field of Membership Restrictions

Heartland Credit Union of Kansas is open to the residents, church members, and the people that maintain employment or work for a company based in these qualified counties: Barton, Butler, Dickson, Ellsworth, Franklin, Gary, Harvey, Kingman, Lincoln, Lyon, McPhearson, Marion, Miami, Mitchell, Osage, Ottawa, Pottawatomie, Pratt, and Reno along with the family members of these eligible people.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HEARTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Eligibility.org
NMLS ID: 1907
Learn More
Neighbors Bank
NMLS ID:
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to HEARTLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Heartland Locations



Climate Initiatives

HEARTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heartland U.S. Average
10.37% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Heartland had $5,441,511 in non-current loans and $377,083 in owned assets. To cover these potential losses it had $52,844,573 in net worth and $3,245,119 in loans loss reserves. That gives it a Texas Ratio of 10.37%.

Net Worth
Heartland U.S. Average
9.36% 12.40%

Heartland FCU has a net worth of 9.36% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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