Heartland Credit Union

Headquarters

Po Box 1387
Hutchinson, KS 67504
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.60% 5.25% →
2-Year CD 0.85% 4.50% →
5-Year CD 1.10% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Heartland is an NCUA insured institution located in Hutchinson, KS. It was founded in 1948 and has approximately $638.86 millions in assets.

Who can join?

You are eligible to join if you are (or one of your family members) live, work in, worship in, or get paid from the following counties in Kansas: Barton, Butler, Dickinson, Ellsworth, Franklin, Geary, Harvey, Kingman, Lincoln, Lyon, McPherson, Marion, Miami, MItchell, Osage, Ottawa, Pottawatomie, Pratt, and Reno.

NCUA Insured Yes / State-Chartered
Charter Number # # 62031
Date Established 1948
Assets $638.86 million
Loans $539.24 million
Deposits $542.14 million
Capital $56.52 million
 

Field of Membership Restrictions

Heartland Credit Union of Kansas is open to the residents, church members, and the people that maintain employment or work for a company based in these qualified counties: Barton, Butler, Dickson, Ellsworth, Franklin, Gary, Harvey, Kingman, Lincoln, Lyon, McPhearson, Marion, Miami, Mitchell, Osage, Ottawa, Pottawatomie, Pratt, and Reno along with the family members of these eligible people.

Deposit Rates - October 10, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 10, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Heartland

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
6.100% 6.000% 0.75 $3,484 $1,919 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.579% 6.490% 0.75 $2,975 $2,021 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
6.847% 6.750% 1.00 $3,200 $2,076 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Heartland
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Heartland Locations around zip code 20146




Climate Policy and Initiatives

HEARTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heartland U.S. Average
14.24% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Heartland had $8,145,512 in non-current loans and $451,469 in owned assets. To cover these potential losses it had $56,515,166 in net worth and $3,863,303 in loans loss reserves. That gives it a Texas Ratio of 14.24%.

Net Worth
Heartland U.S. Average
8.83% 13.93%

Heartland FCU has a net worth of 8.83% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Heartland

There are currently no comments for HEARTLAND. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or