Apple Valley, MN 55124
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Notable Rates APY Vs.Others
Savings 0.05% 1.60% →
1-Year CD 1.00% 1.35% →
2-Year CD 1.26% 1.45% →
5-Year CD 1.51% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

United Educators is an NCUA insured institution located in Apple Valley, MN. It was founded in 1957 and has approximately $191.07 millions in assets.

NCUA Insured Yes
Charter Number # # 62964
Date Established 1957
Assets $191.07 million
Loans $133.20 million
Deposits $170.62 million
Capital $19.39 million

Field of Membership Restrictions

Membership is open to anyone through joining the United Educators Foundation ($25 membership fee). Membership is also open to members and employees of Education Minnesota, National Education Association field service employees in the state of Minnesota, Minnesota school staff and administrators who belong to their state or national organization, members of Minnesota Psychological Association, and employees of several other select education and business groups.

Deposit Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $5 - Learn More
Money Market
0.20% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
1.00% $500 - Learn More
18 Mo CD
1.26% $500 - Learn More
24 Mo CD
1.26% $500 - Learn More
36 Mo CD
1.26% $500 - Learn More
48 Mo CD
1.51% $500 - Learn More
60 Mo CD
1.51% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $25 $2,499 Learn MoreShow Less
Fixed IRA
1.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 $9,999 Learn MoreShow Less

Loan Rates - June 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are United Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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United Educators Locations

Financial Details

United Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Educators U.S. Average
1.36% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, United Educators had $264,635 in non-current loans and $5,700 in owned assets. To cover these potential losses it had $19,385,150 in net worth and $481,554 in loans loss reserves. That gives it a Texas Ratio of 1.36%.

Net Worth
United Educators U.S. Average
10.14% 13.86%

United Educators FCU has a net worth of 10.14% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Educators

Branches and Savings

What is United Educators?

A federal credit union, registered with the NCUA under certificate #62964.
Learn more about credit unions here.

Is United Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are United Educators's share account and share certificate rates?

United Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Educators?

United Educators has total capital of $19.39 million. Full information on United Educators's financial position is located above.

Who owns United Educators?

Credit Unions are owned by their members.

Where are United Educators branches located?

See branch locations nearby.

Are United Educators ATMs Open 24/7?

Do United Educators ATMs accept cash deposits?

Can United Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Educators have a mobile app?

Does United Educators have mobile deposit?

Does United Educators have quick pay?

How can United Educators transfer money to other banks or credit unions?

Does United Educators report to credit bureaus?

Does United Educators use Chexsystems?

Does United Educators use Equifax?

What is United Educators's toll free phone number?

What is United Educators's ACH Routing Number?

What is United Educators's SWIFT code?

Where can I find United Educators's wire transfer form?

What is the United Educators address for deposits?

What Products Does United Educators Offer

Does United Educators offer mortgages?

Compare mortgage rates here.

Does United Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Educators offer auto and RV loans?

Compare auto loan rates here.

Does United Educators offer student loans or personal loans?

Compare personal loan rates here.

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