UNITED FINANCIAL SERVICES

320 Park Avenue
Scotch Plains, NJ 07076

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2192
Date Established 1937
Assets $19.71 million
Loans $7.68 million
Deposits $16.85 million
Capital $2.83 million

United Financial Services is an NCUA insured institution located in Scotch Plains, NJ. It was founded in 1937 and has approximately $19.71 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for United Financial Services

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There are currently no rates available for United Financial Services, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED FINANCIAL SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
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More Info

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Branches

Below are United Financial Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Financial Services Locations


Financial Details

United Financial Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Financial Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Financial Services U.S. Average
6.46% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, United Financial Services had $185,414 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,828,955 in net worth and $39,018 in loans loss reserves. That gives it a Texas Ratio of 6.46%.

Net Worth
United Financial Services U.S. Average
14.35% 13.47%

United Financial Services FCU has a net worth of 14.35% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Financial Services

Branches and Savings

What is United Financial Services?

A federal credit union, registered with the NCUA under certificate #2192.
Learn more about credit unions here.

Is United Financial Services FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join United Financial Services?

Please see Field of Membership information above for information on who is eligible to join.

What are United Financial Services's share account and share certificate rates?

United Financial Services's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Financial Services?

United Financial Services has total capital of $2.83 million. Full information on United Financial Services's financial position is located above.

Who owns United Financial Services?

Credit Unions are owned by their members.

Where are United Financial Services branches located?

See branch locations nearby.

Are United Financial Services ATMs Open 24/7?

Do United Financial Services ATMs accept cash deposits?

Can United Financial Services customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Financial Services have a mobile app?

Does United Financial Services have mobile deposit?

Does United Financial Services have quick pay?

How can United Financial Services transfer money to other banks or credit unions?

Does United Financial Services report to credit bureaus?

Does United Financial Services use Chexsystems?

Does United Financial Services use Equifax?

What is United Financial Services's toll free phone number?

What is United Financial Services's ACH Routing Number?

What is United Financial Services's SWIFT code?

Where can I find United Financial Services's wire transfer form?

What is the United Financial Services address for deposits?

What Products Does United Financial Services Offer

Does United Financial Services offer mortgages?

Compare mortgage rates here.

Does United Financial Services offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Financial Services offer auto and RV loans?

Compare auto loan rates here.

Does United Financial Services offer student loans or personal loans?

Compare personal loan rates here.

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