United Financial Services Federal Credit Union

Headquarters

320 Park Avenue
Scotch Plains, NJ 07076
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 2.87% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

United Financial Services is an NCUA insured institution located in Scotch Plains, NJ. It was founded in 1937 and has approximately $19.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2192
Date Established 1937
Assets $19.71 million
Loans $7.68 million
Deposits $16.85 million
Capital $2.83 million
 

Deposit Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for United Financial Services

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Loan Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITED FINANCIAL SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

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5.354% 5.250% 0.75 $2,935 $1,381 Learn More
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NMLS ID: 399798
5.561% 5.490% 0.75 $1,970 $1,418 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
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Intro APR
4.240 %
After Intro: 5.250 %
Intro Period: 12 months
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More Info

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Branches

Below are United Financial Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


United Financial Services Locations



Climate Initiatives

UNITED FINANCIAL SERVICES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

United Financial Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Financial Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Financial Services U.S. Average
6.46% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, United Financial Services had $185,414 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,828,955 in net worth and $39,018 in loans loss reserves. That gives it a Texas Ratio of 6.46%.

Net Worth
United Financial Services U.S. Average
14.35% 12.36%

United Financial Services FCU has a net worth of 14.35% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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