2021 Overview
General Credit Union Information
United Southeast is an NCUA insured institution located in Bristol, TN. It was founded in 1941 and has approximately $184.9 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4714 |
| Date Established | 1941 |
| Assets | $184.90 million |
| Loans | $114.85 million |
| Deposits | $161.97 million |
| Capital | $22.01 million |
Field of Membership Restrictions
Deposit Rates - March 4, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
Loan Rates - March 4, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for UNITED SOUTHEAST
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 1168 |
2.943% | 2.875% | 0.88 | $2,195 | $1,038 | Learn More |
|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.827% | 2.750% | 1.00 | $2,500 | $1,021 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to UNITED SOUTHEAST
To upload and update your bank's rates please register.
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Branches
Below are United Southeast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
United Southeast Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of United Southeast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| United Southeast | U.S. Average |
|---|---|
| 7.93% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, United Southeast had $1,716,253 in non-current loans and $98,023 in owned assets. To cover these potential losses it had $22,012,072 in net worth and $875,044 in loans loss reserves. That gives it a Texas Ratio of 7.93%.
Net Worth
| United Southeast | U.S. Average |
|---|---|
| 11.9% | 12.91% |
United Southeast FCU has a net worth of 11.9% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About United Southeast
Branches and Savings
What is United Southeast?
A federal credit union, registered with the NCUA under certificate #4714.
Learn more about credit unions here.
Is United Southeast FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. United Southeast is insured by the NCUA.
Who can join United Southeast?
Please see Field of Membership information above for information on who is eligible to join.
How big is United Southeast?
United Southeast has total capital of $22.01 million. Full information on United Southeast's financial position is located above.
Who owns United Southeast?
Credit Unions are owned by their members.
Where are United Southeast branches located?
See branch locations nearby.
Are United Southeast ATMs Open 24/7?
Do United Southeast ATMs accept cash deposits?
Can United Southeast customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does United Southeast have a mobile app?
Does United Southeast have mobile deposit?
Does United Southeast have quick pay?
How can United Southeast transfer money to other banks or credit unions?
Does United Southeast report to credit bureaus?
Does United Southeast use Chexsystems?
Does United Southeast use Equifax?
What is United Southeast's toll free phone number?
What is United Southeast's ACH Routing Number?
What is United Southeast's SWIFT code?
Where can I find United Southeast's wire transfer form?
What is the United Southeast address for deposits?
What Products Does United Southeast Offer
Does United Southeast offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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