20 York St, Rm 80cb
New Haven, CT 06510
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Unity Financial is an NCUA insured institution located in New Haven, CT. It was founded in 1950 and has approximately $65.39 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68745 |
| Date Established | 1950 |
| Assets | $65.39 million |
| Loans | $44.09 million |
| Deposits | $56.96 million |
| Capital | $8.40 million |
Your Current Location: Iowa, IA
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Your Current Location: Iowa, IA
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Below are Unity Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Hiawatha,Iowa
UNITY FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Unity Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Unity Financial | U.S. Average |
|---|---|
| 1.43% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Unity Financial had $120,213 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,395,316 in net worth and $0 in loans loss reserves. That gives it a Texas Ratio of 1.43%.
| Unity Financial | U.S. Average |
|---|---|
| 12.84% | 14.48% |
Unity Financial FCU has a net worth of 12.84% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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