Unity One Credit Union
Headquarters
6701 Burlington Blvd
Fort Worth, TX 76131
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2024 Overview
General Credit Union Information
Unity One is an NCUA insured institution located in Fort Worth, TX. It was founded in 1934 and has approximately $285.88 millions in assets.
Who can join?
If you live, work or attend school in the following communities you are eligible for membership.
Greater Fort Worth, Texas:
Fort Worth, Haltom City, Blue Mound, Saginaw, Haslet, Keller, North Richland Hills, Alliance Development, Watauga
Greater Saint Paul, Minnesota:
Arden Hills, Centerville, Circle Pines, Columbia Heights, Crystal, Dellwood, Edina, Grant, Golden Valley, Hugo, Inver Grove Heights, Lauderdale, Lilydale, Lino Lakes, Little Canada, Mahtomedi, Maplewood, Mendota Heights, Mounds View, New Brighton, Newport, North Oaks, North St. Paul, Oakdale, Pine Springs, Richfield, Robbinsdale, Roseville, Saint Anthony, Saint Louis Park, Saint Paul, Saint Paul Park, Shoreview, Spring Lake Park, South Saint Paul, Vadnais Heights, West St. Paul, White Bear Lake, Willernie, Woodbury
Greater Saint Cloud, Minnesota:
Saint Augusta, Saint Cloud, Saint Joeseph, Sartell, Sauk Rapids, Waite Park,
Wyandotte and Johnson Counties, Kansas
If you are an immediate relative of a qualifying member or retiree of the following listings you are also eligible for membership.
A member of a Select Employee Group or select association is eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68589 |
| Date Established | 1934 |
| Assets | $285.88 million |
| Loans | $196.11 million |
| Deposits | $272.72 million |
| Capital | $25.52 million |
Field of Membership Restrictions
Membership is open to those who live, attend school or work in Fort Worth, Haltom City, Saginaw, Blue Mound, Haslet, Keller, North Richland Hills, Watauga, or Alliance Development in Greater Fort Worth, Texas; Arden Hills, Newport, Centreville, North Oaks, Circle Pines, North St. Paul, Columbia Heights, Oakdale, Crystal, Pine Springs, Dellwood, Richfield, Edina, Robbinsdale, Grant, Roseville, Golden Valley, Saint Anthony, Hugo, Saint Louis Park, Inver Grove Heights, Saint Pault, Launderdale, Saint Paul Park, Lilydale, Shoreview, Lino Lakes, Spring Lake Park, Little Canada, South Saint Paul, Mahtomedi, Vadnais Heights, Maplewood, West Sr. Paul, Mendota Heights, White Bear Lake, Mounds View, Willernie, New Brighton, and Woodbury in Greater Saint Paul, Minnesota; Saint Augusta, Sartell, Saint Cloud, Sauk Rapids, Saint Joeseph, and Waite Park in Greater Saint Cloud, Minnesota.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Unity One
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Unity One
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Branches
Below are Unity One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNITY ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Unity One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Unity One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Unity One | U.S. Average |
|---|---|
| 11.13% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Unity One had $2,920,367 in non-current loans and $69,000 in owned assets. To cover these potential losses it had $25,521,219 in net worth and $1,335,136 in loans loss reserves. That gives it a Texas Ratio of 11.13%.
Net Worth
| Unity One | U.S. Average |
|---|---|
| 8.89% | 13.62% |
Unity One FCU has a net worth of 8.89% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Unity One
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