Unity One Credit Union

Headquarters

6701 Burlington Blvd
Fort Worth, TX 76131
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.50% 4.50% →
2-Year CD 0.70% 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Unity One is an NCUA insured institution located in Fort Worth, TX. It was founded in 1934 and has approximately $298.31 millions in assets.

Who can join?

If you live, work or attend school in the following communities you are eligible for membership.

Greater Fort Worth, Texas:
Fort Worth, Haltom City, Blue Mound, Saginaw, Haslet, Keller, North Richland Hills, Alliance Development, Watauga

Greater Saint Paul, Minnesota:
Arden Hills, Centerville, Circle Pines, Columbia Heights, Crystal, Dellwood, Edina, Grant, Golden Valley, Hugo, Inver Grove Heights, Lauderdale, Lilydale, Lino Lakes, Little Canada, Mahtomedi, Maplewood, Mendota Heights, Mounds View, New Brighton, Newport, North Oaks, North St. Paul, Oakdale, Pine Springs, Richfield, Robbinsdale, Roseville, Saint Anthony, Saint Louis Park, Saint Paul, Saint Paul Park, Shoreview, Spring Lake Park, South Saint Paul, Vadnais Heights, West St. Paul, White Bear Lake, Willernie, Woodbury

Greater Saint Cloud, Minnesota:
Saint Augusta, Saint Cloud, Saint Joeseph, Sartell, Sauk Rapids, Waite Park,

Wyandotte and Johnson Counties, Kansas

If you are an immediate relative of a qualifying member or retiree of the following listings you are also eligible for membership.

A member of a Select Employee Group or select association is eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 68589
Date Established 1934
Assets $298.31 million
Loans $152.32 million
Deposits $287.09 million
Capital $22.40 million
 

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Fort Worth, Haltom City, Saginaw, Blue Mound, Haslet, Keller, North Richland Hills, Watauga, or Alliance Development in Greater Fort Worth, Texas; Arden Hills, Newport, Centreville, North Oaks, Circle Pines, North St. Paul, Columbia Heights, Oakdale, Crystal, Pine Springs, Dellwood, Richfield, Edina, Robbinsdale, Grant, Roseville, Golden Valley, Saint Anthony, Hugo, Saint Louis Park, Inver Grove Heights, Saint Pault, Launderdale, Saint Paul Park, Lilydale, Shoreview, Lino Lakes, Spring Lake Park, Little Canada, South Saint Paul, Mahtomedi, Vadnais Heights, Maplewood, West Sr. Paul, Mendota Heights, White Bear Lake, Mounds View, Willernie, New Brighton, and Woodbury in Greater Saint Paul, Minnesota; Saint Augusta, Sartell, Saint Cloud, Sauk Rapids, Saint Joeseph, and Waite Park in Greater Saint Cloud, Minnesota.

Deposit Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITY ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
7.400% 7.250% 1.00 $3,750 $1,706 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.121% 6.000% 0.88 $3,245 $1,499 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.653% 7.500% 1.00 $3,750 $1,749 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to UNITY ONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Unity One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Unity One Locations



Climate Initiatives

UNITY ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Unity One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unity One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unity One U.S. Average
6.11% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Unity One had $1,395,639 in non-current loans and $53,500 in owned assets. To cover these potential losses it had $22,397,210 in net worth and $1,328,809 in loans loss reserves. That gives it a Texas Ratio of 6.11%.

Net Worth
Unity One U.S. Average
7.51% 12.40%

Unity One FCU has a net worth of 7.51% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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