Uniwyo Federal Credit Union
Headquarters
2020 E Grand Ave
Laramie, WY 82070
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2024 Overview
General Credit Union Information
Uniwyo is an NCUA insured institution located in Laramie, WY. It was founded in 1953 and has approximately $715 millions in assets.
Who can join?
UniWyo Federal Credit Union serves a defined "field of membership," and only accepts new members who are employees or members of the groups in the Field of Membership as well as members of their families.
• University of Wyoming, the United States Government, and of the State of Wyoming, who work in cooperation with the University of Wyoming and whose headquarters are located at the University
• Military personnel of the United States Government who work in cooperation with or are training at the University of Wyoming
• 4th Street Salon and Nail Spa
• 7220 Construction
• Absolute Acrylic Nail Spa
• Acupuncture
• Albany County
• Albany County School District #1
• Albany County Title, INC.
• Albany County Security
• Alexanders Fine Jewelry
• Alibi Pub
• Alpine Animal Hospital
• Alsco American Linen
• Alsop, Inc.
• American Consumer Council - Only available to resident's of Wyoming and the Front Range of Colorado
• An Independant Archeologist (AIA)
• Animal Health Center
• Nicholas and Tangeman, LLC
• Appaloosa Broadcasting
• ARK Regional Services
• Aron and Henning
• Arrowhead Pump Service
• American Collections Systems, Inc.
• B C Technologies
• Banner Associates, Inc.
• Basic Beginnings
• Big Horn Lumber Company
• Biodiversity Conservation Alliance
• Brook Construction
• Brown and Gold Outlet
• Burger King #2178
• Caterings of Laramie
• Cathedral Home for Children
• Century 21 Associated Brokers
• Cha Corporation
• Chemical Tracers, Inc.
• City of Laramie
• City of Medicine Bow Employees
• Clure Brothers Furniture
• Coffey Engineering & Surveying
• Colling Inc.
• Corral West Ranchwear
• Crystal Solutions
• Delta Delta Delta, Theta Eta Chapter
• Developmental Preschool & Daycare Center
• Double G Ventures, LLC
• Dr. D Flock & Associates
• Edwards Orthodontics
• Eppson Center for Seniors
• First Christian Church
• Foundation Specialists, Inc.
• Grand Newsstand
• Premier Bone & Joint
• Gem City Enterprises
• Grand Newsstand
• Greg McCarty Honda Employees
• Handel Information Technologies, Inc.
• Hayden-Wing Associates, LLC
• High Country Health, Inc.
• Hilltop Christian Daycare, Inc.
• Hilton Garden Inn
• Holiday Inn Employees
• Ides
• Insurance Unlimited
• Ivinson Memorial Hospital
• Karen Phillips, MSPT
• Kotby Motors Employees of Laramie
• KCGY/KOWB
• LAFARGE North America Inc.
• Laramie Area Chamber of Commerce
• Laramie County Community College, Albany County Campus Employees
• Laramie Cycles Inc.
• Laramie Ford Lincoln Mercury
• Laramie GM Autocenter
• Laramie Newspapers, Inc.
• Little Caesars Pizza
• Maverick Motorsports
• Mecikalski Corporation
• Medicine Bow Psychiatry
• Mountain Cement
• Osborne Concrete
• Pam Dunnuck, CPA, PC
• Peak Wellness
• Pendley and Associates, Inc.
• Pepsi Bottling Company
• Prehoda, Leonard, and Edwards, LLC
• Reed's Package Liquors
• Regency Retirement Residence
• Resource Technology Corporation
• Rocky Mountain Reclamation
• Safe House Project
• Skyline Oasis Golf
• Shari's Restaurants
• Snowy Range Academy Charter School
• Snowy Range Evangelical Free Church
• Software Gallery, LLC
• South Central District of the Wyoming Dental Society
• Star Awards & Signs
• StarTek
• Stonehouse, Inc.
• Sweet Melissa's
• Table in the Wilderness Ministries
• Thaxton Insurance Agency, Inc.
• The Library Sports Grille & Brewery
• The Overland Restaurant
• The Pedal House
• Thone Insurance Service
• Thought Equity Motion
• TLC Commercial Cleaning
• Trans Lux Theaters
• TRC Environmental Corporation
• Trent Law Office, LLC
• TriHydro Corporation
• Trout Unlimited
• Tumbleweed Express
• Voltech Electric, Inc.
• Wal-Mart
• Warren A. Lauer, Attorney at Law
• Western Water Consultants
• Western Waterworks, Inc.
• Wyoming Cowgirls
• Wyoming Technical Institute
• Wyoming Territorial Prison Corporation
• WyoTech Employees
• WRI
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9089 |
| Date Established | 1953 |
| Assets | $715.00 million |
| Loans | $478.16 million |
| Deposits | $628.02 million |
| Capital | $74.59 million |
Field of Membership Restrictions
Membership is open to all residents of Wyoming and select parts of Colorado through membership in the American Consumer Council. Membership is also open to the staff, faculty, and students of the University of Wyoming. Membership is also open to employees of the United States government, the state of Wyoming, or military personnel who work in cooperation with the University of Wyoming and whose headquarters is located in the University and other select groups.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| High-Dividend Checking Account | 3.00% | $0 | $0.00 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Uniwyo
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Uniwyo
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Branches
Below are Uniwyo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNIWYO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Uniwyo Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Uniwyo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Uniwyo | U.S. Average |
|---|---|
| 3.71% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Uniwyo had $2,872,419 in non-current loans and $12,398 in owned assets. To cover these potential losses it had $74,590,313 in net worth and $3,144,140 in loans loss reserves. That gives it a Texas Ratio of 3.71%.
Net Worth
| Uniwyo | U.S. Average |
|---|---|
| 10.42% | 13.62% |
Uniwyo FCU has a net worth of 10.42% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Uniwyo
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