Utah First

Headquarters

200 E South Temple
Salt Lake City, UT 84111
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.70% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Utah First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1935 and has approximately $620.07 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 528
Date Established 1935
Assets $620.07 million
Loans $494.47 million
Deposits $506.39 million
Capital $61.60 million
 

Field of Membership Restrictions

Membership is open to anyone through becoming a member ($5 annual fee) of Community Volunteers of Utah (can join through the credit union's online application). Membership is also open to employees of members of the credit union's select employer group or through being immediate family of an existing member.

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UTAH FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.585% 2.500% 0.75 $2,810 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

Note to UTAH FIRST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Utah First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Utah First Locations


Financial Details

Utah First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utah First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utah First U.S. Average
3.52% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Utah First had $2,201,003 in non-current loans and $119,320 in owned assets. To cover these potential losses it had $61,597,737 in net worth and $4,306,096 in loans loss reserves. That gives it a Texas Ratio of 3.52%.

Net Worth
Utah First U.S. Average
9.93% 12.67%

Utah First FCU has a net worth of 9.93% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Utah First

Branches and Savings

What is Utah First?

A federal credit union, registered with the NCUA under certificate #528.
Learn more about credit unions here.

Is Utah First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Utah First is insured by the NCUA.

Who can join Utah First?

Please see Field of Membership information above for information on who is eligible to join.

What are Utah First's share account and share certificate rates?

Utah First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Utah First?

Utah First has total capital of $61.60 million. Full information on Utah First's financial position is located above.

Who owns Utah First?

Credit Unions are owned by their members.

Where are Utah First branches located?

See branch locations nearby.

Are Utah First ATMs Open 24/7?

Do Utah First ATMs accept cash deposits?

Can Utah First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Utah First have a mobile app?

Does Utah First have mobile deposit?

Does Utah First have quick pay?

How can Utah First transfer money to other banks or credit unions?

Does Utah First report to credit bureaus?

Does Utah First use Chexsystems?

Does Utah First use Equifax?

What is Utah First's toll free phone number?

What is Utah First's ACH Routing Number?

What is Utah First's SWIFT code?

Where can I find Utah First's wire transfer form?

What is the Utah First address for deposits?

What Products Does Utah First Offer

Does Utah First offer mortgages?

Compare mortgage rates here.

Does Utah First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Utah First offer auto and RV loans?

Compare auto loan rates here.

Does Utah First offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Utah First

There are currently no comments for Utah First. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →