2021 Overview
General Credit Union Information
Utah First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1935 and has approximately $620.07 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 528 |
| Date Established | 1935 |
| Assets | $620.07 million |
| Loans | $494.47 million |
| Deposits | $506.39 million |
| Capital | $61.60 million |
Field of Membership Restrictions
Deposit Rates - May 11, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - May 11, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for UTAH FIRST
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: |
2.781% | 2.750% | 0.38 | $998 | $1,021 | Learn More |
NMLS ID: 1907 |
2.798% | 2.750% | -0.38 | $1,562 | $1,021 | Learn More |
NMLS ID: 491986 |
2.827% | 2.750% | 1.00 | $2,500 | $1,021 | Learn More |
NMLS ID: 1429243 |
2.585% | 2.500% | 0.75 | $2,810 | $988 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.700 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Note to UTAH FIRST
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Utah First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Utah First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Utah First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Utah First | U.S. Average |
|---|---|
| 3.52% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Utah First had $2,201,003 in non-current loans and $119,320 in owned assets. To cover these potential losses it had $61,597,737 in net worth and $4,306,096 in loans loss reserves. That gives it a Texas Ratio of 3.52%.
Net Worth
| Utah First | U.S. Average |
|---|---|
| 9.93% | 12.67% |
Utah First FCU has a net worth of 9.93% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Utah First
Branches and Savings
What is Utah First?
A federal credit union, registered with the NCUA under certificate #528.
Learn more about credit unions here.
Is Utah First FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Utah First is insured by the NCUA.
Who can join Utah First?
Please see Field of Membership information above for information on who is eligible to join.
How big is Utah First?
Utah First has total capital of $61.60 million. Full information on Utah First's financial position is located above.
Who owns Utah First?
Credit Unions are owned by their members.
Where are Utah First branches located?
See branch locations nearby.
Are Utah First ATMs Open 24/7?
Do Utah First ATMs accept cash deposits?
Can Utah First customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Utah First have a mobile app?
Does Utah First have mobile deposit?
Does Utah First have quick pay?
How can Utah First transfer money to other banks or credit unions?
Does Utah First report to credit bureaus?
Does Utah First use Chexsystems?
Does Utah First use Equifax?
What is Utah First's toll free phone number?
What is Utah First's ACH Routing Number?
What is Utah First's SWIFT code?
Where can I find Utah First's wire transfer form?
What is the Utah First address for deposits?
What Products Does Utah First Offer
Does Utah First offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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