Utah First Federal Credit Union


200 E South Temple
Salt Lake City, UT 84111
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Notable Rates APY Vs.Others
Savings 0.25% 5.55% →
1-Year CD 4.80% 5.41% →
2-Year CD 4.50% 5.00% →
5-Year CD 4.25% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Utah First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1935 and has approximately $974.18 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 528
Date Established 1935
Assets $974.18 million
Loans $785.69 million
Deposits $741.82 million
Capital $91.61 million

Field of Membership Restrictions

Membership is open to anyone through becoming a member ($5 annual fee) of Community Volunteers of Utah (can join through the credit union's online application). Membership is also open to employees of members of the credit union's select employer group or through being immediate family of an existing member.

Deposit Rates - April 17, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,000 - Learn More
Money Market
1.50% $2,000 $24,999 Learn More
Money Market
2.50% $25,000 $99,999 Learn More
Money Market
3.45% $100,000 $249,999 Learn More
Money Market
4.25% $250,000 $999,999 Learn More
Money Market
4.65% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
5.00% $2,000 - Learn More
12 Mo CD
4.80% $2,000 - Learn More
18 Mo CD
4.75% $2,000 - Learn More
24 Mo CD
4.50% $2,000 - Learn More
36 Mo CD
4.20% $2,000 - Learn More
48 Mo CD
4.20% $2,000 - Learn More
60 Mo CD
4.25% $2,000 - Learn More
Variable IRA Rates APY MIN MAX
1.00% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.25% $2,000 - Learn MoreShow Less

Loan Rates - April 17, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Utah First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
NMLS ID: Not a Lender
Learn More
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Utah First
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Below are Utah First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Utah First Locations

Climate Policy and Initiatives

UTAH FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Utah First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utah First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utah First U.S. Average
11.93% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Utah First had $11,364,045 in non-current loans and $119,320 in owned assets. To cover these potential losses it had $91,606,898 in net worth and $4,646,375 in loans loss reserves. That gives it a Texas Ratio of 11.93%.

Net Worth
Utah First U.S. Average
9.4% 13.62%

Utah First FCU has a net worth of 9.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Utah First

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