UTAH FIRST

200 E SOUTH TEMPLE
Salt Lake City, UT 84111

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 528
Date Established 1935
Assets $383.31 million
Loans $311.43 million
Deposits $335.27 million
Capital $43.48 million

Utah First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1935 and has approximately $383.31 millions in assets.

Field of Membership Restrictions

Membership is open to anyone through becoming a member ($5 annual fee) of Community Volunteers of Utah (can join through the credit union's online application). Membership is also open to employees of members of the credit union's select employer group or through being immediate family of an existing member.

Deposit Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,000 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.50% $2,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.50% $2,000 $49,999 Learn MoreShow Less
12 Mo CD
2.50% $2,000 $49,999 Learn MoreShow Less
24 Mo CD
2.75% $2,000 $49,999 Learn MoreShow Less
36 Mo CD
3.00% $2,000 $49,999 Learn MoreShow Less
48 Mo CD
3.25% $2,000 $49,999 Learn MoreShow Less
60 Mo CD
3.50% $2,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.25% $2,000 $24,999 Learn MoreShow Less

Loan Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UTAH FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.287% 4.250% 0.00 $1,212 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.274% 4.250% 0.25 $722 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to UTAH FIRST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Utah First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Utah First Locations

Financial Details

Utah First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utah First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utah First U.S. Average
7.08% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Utah First had $3,189,091 in non-current loans and $119,320 in owned assets. To cover these potential losses it had $43,481,838 in net worth and $3,237,009 in loans loss reserves. That gives it a Texas Ratio of 7.08%.

Net Worth
Utah First U.S. Average
11.34% 13.21%

Utah First FCU has a net worth of 11.34% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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