UTICA DISTRICT TELEPHONE EMPLOYEES

Headquarters

2812 GENESEE ST
Utica, NY 13502
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Utica District Telephone Employees is an NCUA insured institution located in Utica, NY. It was founded in 1956 and has approximately $36.69 millions in assets.

NCUA Insured Yes
Charter Number # # 11157
Date Established 1956
Assets $36.69 million
Loans $16.23 million
Deposits $25.84 million
Capital $11.15 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Utica District Telephone Employees

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Advertiser Disclosure

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UTICA DISTRICT TELEPHONE EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Note to UTICA DISTRICT TELEPHONE EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Utica District Telephone Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Utica District Telephone Employees Locations


Financial Details

Utica District Telephone Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utica District Telephone Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utica District Telephone Employees U.S. Average
5.84% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Utica District Telephone Employees had $658,170 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,145,847 in net worth and $116,720 in loans loss reserves. That gives it a Texas Ratio of 5.84%.

Net Worth
Utica District Telephone Employees U.S. Average
30.37% 13.61%

Utica District Telephone Employees FCU has a net worth of 30.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Utica District Telephone Employees

Branches and Savings

What is Utica District Telephone Employees?

A federal credit union, registered with the NCUA under certificate #11157.
Learn more about credit unions here.

Is Utica District Telephone Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Utica District Telephone Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Utica District Telephone Employees's share account and share certificate rates?

Utica District Telephone Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Utica District Telephone Employees?

Utica District Telephone Employees has total capital of $11.15 million. Full information on Utica District Telephone Employees's financial position is located above.

Who owns Utica District Telephone Employees?

Credit Unions are owned by their members.

Where are Utica District Telephone Employees branches located?

See branch locations nearby.

Are Utica District Telephone Employees ATMs Open 24/7?

Do Utica District Telephone Employees ATMs accept cash deposits?

Can Utica District Telephone Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Utica District Telephone Employees have a mobile app?

Does Utica District Telephone Employees have mobile deposit?

Does Utica District Telephone Employees have quick pay?

How can Utica District Telephone Employees transfer money to other banks or credit unions?

Does Utica District Telephone Employees report to credit bureaus?

Does Utica District Telephone Employees use Chexsystems?

Does Utica District Telephone Employees use Equifax?

What is Utica District Telephone Employees's toll free phone number?

What is Utica District Telephone Employees's ACH Routing Number?

What is Utica District Telephone Employees's SWIFT code?

Where can I find Utica District Telephone Employees's wire transfer form?

What is the Utica District Telephone Employees address for deposits?

What Products Does Utica District Telephone Employees Offer

Does Utica District Telephone Employees offer mortgages?

Compare mortgage rates here.

Does Utica District Telephone Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Utica District Telephone Employees offer auto and RV loans?

Compare auto loan rates here.

Does Utica District Telephone Employees offer student loans or personal loans?

Compare personal loan rates here.

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