Valley 1st Community Federal Credit Union

Headquarters

815 Schoonmaker Ave
Monessen, PA 15062
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Valley 1st Community is an NCUA insured institution located in Monessen, PA. It was founded in 1935 and has approximately $99.93 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 649
Date Established 1935
Assets $99.93 million
Loans $47.82 million
Deposits $77.06 million
Capital $21.94 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Valley 1st Community

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Advertiser Disclosure

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Valley 1st Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.427% 6.250% 0.88 $6,000 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,655 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Valley 1st Community
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Branches

Below are Valley 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Valley 1st Community Locations



Climate Policy and Initiatives

VALLEY 1ST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Valley 1st Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley 1st Community U.S. Average
3.38% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Valley 1st Community had $748,652 in non-current loans and $20,000 in owned assets. To cover these potential losses it had $21,936,942 in net worth and $782,000 in loans loss reserves. That gives it a Texas Ratio of 3.38%.

Net Worth
Valley 1st Community U.S. Average
21.95% 13.62%

Valley 1st Community FCU has a net worth of 21.95% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Valley 1st Community

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