Valley 1st Community

815 Schoonmaker Ave
Monessen, PA 15062

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 649
Date Established 1935
Assets $86.23 million
Loans $30.04 million
Deposits $66.57 million
Capital $18.67 million

Valley 1st Community is an NCUA insured institution located in Monessen, PA. It was founded in 1935 and has approximately $86.23 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work or worship in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Valley 1st Community

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There are currently no rates available for Valley 1st Community, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for VALLEY 1ST COMMUNITY

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to VALLEY 1ST COMMUNITY

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Branches

Below are Valley 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Valley 1st Community Locations

Financial Details

Valley 1st Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Valley 1st Community U.S. Average
5.31% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Valley 1st Community had $1,001,297 in non-current loans and $10,000 in owned assets. To cover these potential losses it had $18,665,481 in net worth and $374,024 in loans loss reserves. That gives it a Texas Ratio of 5.31%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Valley 1st Community U.S. Average
21.69% 13.06%

Valley 1st Community FCU has a net worth of 21.69% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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