Valley 1st Community Federal Credit Union

Headquarters

815 Schoonmaker Ave
Monessen, PA 15062
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Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.80% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Valley 1st Community is an NCUA insured institution located in Monessen, PA. It was founded in 1935 and has approximately $97.24 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 649
Date Established 1935
Assets $97.24 million
Loans $31.44 million
Deposits $74.65 million
Capital $21.51 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families.

Deposit Rates - August 13, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Valley 1st Community

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Advertiser Disclosure

Loan Rates - August 13, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for VALLEY 1ST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.455% 4.375% 1.00 $2,358 $1,249 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to VALLEY 1ST COMMUNITY
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Branches

Below are Valley 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Valley 1st Community Locations



Climate Initiatives

VALLEY 1ST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Valley 1st Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley 1st Community U.S. Average
2.71% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Valley 1st Community had $491,973 in non-current loans and $96,000 in owned assets. To cover these potential losses it had $21,510,055 in net worth and $194,318 in loans loss reserves. That gives it a Texas Ratio of 2.71%.

Net Worth
Valley 1st Community U.S. Average
22.12% 12.28%

Valley 1st Community FCU has a net worth of 22.12% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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