Valley 1st Community

815 Schoonmaker Ave
Monessen, PA 15062

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 649
Date Established 1935
Assets $85.13 million
Loans $28.97 million
Deposits $65.06 million
Capital $19.35 million

Valley 1st Community is an NCUA insured institution located in Monessen, PA. It was founded in 1935 and has approximately $85.13 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work or worship in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Valley 1st Community

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Note to Valley 1st Community
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There are currently no rates available for Valley 1st Community, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VALLEY 1ST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to VALLEY 1ST COMMUNITY
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Branches

Below are Valley 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Valley 1st Community Locations

Financial Details

Valley 1st Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Valley 1st Community U.S. Average
2.89% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Valley 1st Community had $472,860 in non-current loans and $97,803 in owned assets. To cover these potential losses it had $19,346,571 in net worth and $422,334 in loans loss reserves. That gives it a Texas Ratio of 2.89%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Valley 1st Community U.S. Average
22.72% 13.03

Valley 1st Community FCU has a net worth of 22.72% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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