Valley Community Credit Union

Headquarters

P.o. Box 1784
Waynesboro, VA 22980
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Notable Rates APY Vs.Others
Savings N.A. 3.05% →
1-Year CD N.A. 3.70% →
2-Year CD N.A. 3.80% →
5-Year CD N.A. 4.25% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Valley Community Credit Union is an NCUA insured institution located in Waynesboro, VA. It was founded in 1977 and has approximately $8.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 66893
Date Established 1977
Assets $8.37 million
Loans $5.22 million
Deposits $7.71 million
Capital $0.70 million
 

Deposit Rates - September 30, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Valley Community Credit Union

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Loan Rates - September 30, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VALLEY COMMUNITY CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

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6.440% 6.375% 0.63 $1,700 $1,560 Learn More
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NMLS ID: 1429243
6.298% 6.250% 0.50 $1,272 $1,540 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
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Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to VALLEY COMMUNITY CREDIT UNION
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Branches

Below are Valley Community Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Valley Community Credit Union Locations



Climate Initiatives

VALLEY COMMUNITY CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Valley Community Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Community Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Community Credit Union U.S. Average
43.04% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Valley Community Credit Union had $230,647 in non-current loans and $129,426 in owned assets. To cover these potential losses it had $701,033 in net worth and $135,652 in loans loss reserves. That gives it a Texas Ratio of 43.04%.

Net Worth
Valley Community Credit Union U.S. Average
7.82% 12.28%

Valley Community Credit Union FCU has a net worth of 7.82% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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