PO Box 22711
Memphis, TN 38122
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Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Velsicol is an NCUA insured institution located in Memphis, TN. It was founded in 1956 and has approximately $0.19 millions in assets.

NCUA Insured Yes
Charter Number # # 11318
Date Established 1956
Assets $0.19 million
Loans $0.00 million
Deposits $0.00 million
Capital $0.19 million

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Velsicol

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Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VELSICOL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Velsicol branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Velsicol Locations

Financial Details

Velsicol Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Velsicol. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Velsicol U.S. Average
0.00% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Velsicol had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $186,664 in net worth and $0 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Velsicol U.S. Average
99.79% 12.91%

Velsicol FCU has a net worth of 99.79% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Velsicol

Branches and Savings

What is Velsicol?

A federal credit union, registered with the NCUA under certificate #11318.
Learn more about credit unions here.

Is Velsicol FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Velsicol?

Please see Field of Membership information above for information on who is eligible to join.

What are Velsicol's share account and share certificate rates?

Velsicol's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Velsicol?

Velsicol has total capital of $0.19 million. Full information on Velsicol's financial position is located above.

Who owns Velsicol?

Credit Unions are owned by their members.

Where are Velsicol branches located?

See branch locations nearby.

Are Velsicol ATMs Open 24/7?

Do Velsicol ATMs accept cash deposits?

Can Velsicol customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Velsicol have a mobile app?

Does Velsicol have mobile deposit?

Does Velsicol have quick pay?

How can Velsicol transfer money to other banks or credit unions?

Does Velsicol report to credit bureaus?

Does Velsicol use Chexsystems?

Does Velsicol use Equifax?

What is Velsicol's toll free phone number?

What is Velsicol's ACH Routing Number?

What is Velsicol's SWIFT code?

Where can I find Velsicol's wire transfer form?

What is the Velsicol address for deposits?

What Products Does Velsicol Offer

Does Velsicol offer mortgages?

Compare mortgage rates here.

Does Velsicol offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Velsicol offer auto and RV loans?

Compare auto loan rates here.

Does Velsicol offer student loans or personal loans?

Compare personal loan rates here.

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