Verve, A Credit Union

Headquarters

Po Box 3046
Oshkosh, WI 54903
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Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD 0.30% 4.59% →
2-Year CD 0.40% 4.65% →
5-Year CD 1.21% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Verve, A Credit Union is an NCUA insured institution located in Oshkosh, WI. It was founded in 1938 and has approximately $1586.46 millions in assets.

Who can join?

Anyone who lives, works or worships in the counties of Winnebago, Fond du Lac, Calumet, Outagamie, Dodge, Washington or Waushara is eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 66777
Date Established 1938
Assets $1,586.46 million
Loans $1,157.16 million
Deposits $1,374.87 million
Capital $153.54 million
 

Field of Membership Restrictions

Membership in Verve, a Credit Union is open to the following: (1) those who live, worship or work in Brown, Buffalo, Calumet, Dodge, Fond du Lac, Green Lake, Jackson, Juneau, La Crosse, Manitowoc, Milwaukee, Monroe, Outagamie, Ozaukee, Portage, Sheboygan, Trempealeau, Vernon, Washington, Waupaca, Waushara, and Winnebago Counties in Wisconsin or in Houston or Winona Counties in Minnesota; (2) employees of Kimberly Clarke or Neemah Paper; (3) employees of the medical services industry.

Deposit Rates - October 1, 2026

Your Current Location: Oregon, OR

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $1,000 - Learn More
12 Mo CD
0.30% $1,000 - Learn More
18 Mo CD
0.35% $1,000 - Learn More
24 Mo CD
0.40% $1,000 - Learn More
36 Mo CD
0.75% $1,000 - Learn More
48 Mo CD
1.11% $1,000 - Learn More
60 Mo CD
1.21% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: Oregon, OR

There are currently no loan rates available for Verve, A Credit Union

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Oregon 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Oregon Home Equity Line Of Credit Rates 2026

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Note to Verve, A Credit Union
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Branches

Below are Verve, A Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Woodburn,Oregon



Climate Policy and Initiatives

VERVE, A CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Verve, A Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Verve, A Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Verve, A Credit Union U.S. Average
8.77% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Verve, A Credit Union had $13,867,822 in non-current loans and $12,704 in owned assets. To cover these potential losses it had $153,538,461 in net worth and $4,650,414 in loans loss reserves. That gives it a Texas Ratio of 8.77%.

Net Worth
Verve, A Credit Union U.S. Average
9.68% 14.48%

Verve, A Credit Union FCU has a net worth of 9.68% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Verve, A Credit Union

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