VIRGINIA STATE UNIVERSITY

Headquarters

3401 BOISSEAU ST
South Chesterfi, VA 23803
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Virginia State University is an NCUA insured institution located in South Chesterfi, VA. It was founded in 1939 and has approximately $9.31 millions in assets.

NCUA Insured Yes
Charter Number # # 3029
Date Established 1939
Assets $9.31 million
Loans $6.29 million
Deposits $8.45 million
Capital $0.81 million
 

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Virginia State University

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Note to Virginia State University
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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VIRGINIA STATE UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
First Internet Bank
NMLS ID: 424182
2.574% 2.500% 1.00 $2,430 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to VIRGINIA STATE UNIVERSITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Virginia State University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Virginia State University Locations


Financial Details

Virginia State University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia State University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia State University U.S. Average
15.18% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Virginia State University had $77,312 in non-current loans and $58,896 in owned assets. To cover these potential losses it had $811,668 in net worth and $85,869 in loans loss reserves. That gives it a Texas Ratio of 15.18%.

Net Worth
Virginia State University U.S. Average
8.72% 13.61%

Virginia State University FCU has a net worth of 8.72% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Virginia State University

Branches and Savings

What is Virginia State University?

A federal credit union, registered with the NCUA under certificate #3029.
Learn more about credit unions here.

Is Virginia State University FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Virginia State University?

Please see Field of Membership information above for information on who is eligible to join.

What are Virginia State University's share account and share certificate rates?

Virginia State University's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Virginia State University?

Virginia State University has total capital of $0.81 million. Full information on Virginia State University's financial position is located above.

Who owns Virginia State University?

Credit Unions are owned by their members.

Where are Virginia State University branches located?

See branch locations nearby.

Are Virginia State University ATMs Open 24/7?

Do Virginia State University ATMs accept cash deposits?

Can Virginia State University customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Virginia State University have a mobile app?

Does Virginia State University have mobile deposit?

Does Virginia State University have quick pay?

How can Virginia State University transfer money to other banks or credit unions?

Does Virginia State University report to credit bureaus?

Does Virginia State University use Chexsystems?

Does Virginia State University use Equifax?

What is Virginia State University's toll free phone number?

What is Virginia State University's ACH Routing Number?

What is Virginia State University's SWIFT code?

Where can I find Virginia State University's wire transfer form?

What is the Virginia State University address for deposits?

What Products Does Virginia State University Offer

Does Virginia State University offer mortgages?

Compare mortgage rates here.

Does Virginia State University offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Virginia State University offer auto and RV loans?

Compare auto loan rates here.

Does Virginia State University offer student loans or personal loans?

Compare personal loan rates here.

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