Virginia State University Federal Credit Union

Headquarters

3401 Boisseau St
South Chesterfi, VA 23803
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.87% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Virginia State University is an NCUA insured institution located in South Chesterfi, VA. It was founded in 1939 and has approximately $12.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3029
Date Established 1939
Assets $12.36 million
Loans $5.93 million
Deposits $11.03 million
Capital $0.93 million
 

Deposit Rates - January 19, 2022

Your Current Location: Washington, WA 98109

We do not yet have rates for Virginia State University

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Loan Rates - January 19, 2022

Your Current Location: Washington, WA 98109

There are currently no loan rates available for VIRGINIA STATE UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2022

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Payment
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Flagstar Bank, FSB
NMLS ID: 417490
3.925% 3.875% 0.63 $1,508 $1,176 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Note to VIRGINIA STATE UNIVERSITY
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Branches

Below are Virginia State University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Virginia State University Locations



Climate Initiatives

VIRGINIA STATE UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Virginia State University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia State University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia State University U.S. Average
10.62% 3.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2021, Virginia State University had $45,610 in non-current loans and $58,896 in owned assets. To cover these potential losses it had $930,856 in net worth and $52,782 in loans loss reserves. That gives it a Texas Ratio of 10.62%.

Net Worth
Virginia State University U.S. Average
7.53% 12.37%

Virginia State University FCU has a net worth of 7.53% versus the BestCashCow average of 12.37. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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