VOLT

P O Box 1217
Springfield, MO 65801

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.75% 2.25% →
2-Year CD 2.25% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Volt is an NCUA insured institution located in Springfield, MO. It was founded in 1935 and has approximately $65.97 millions in assets.

Membership is open to 1) employees (current and retired) of select employee groups and 2) anyone who works or resides in the following counties in Missouri: Christian, Dade, Dallas, Greene, Lawrence, Polk, Stone, Taney and Webster.

The Credit Union also serves the employee's family members including spouse, children, stepchildren, sons and daughters-in-law, parents, mothers-in-law, fathers-in-law, brothers, sisters, brothers- and sisters-in-law, grandparents and grandchildren, aunts, uncles, nieces, nephews and cousins.

NCUA Insured Yes
Charter Number # # 63389
Date Established 1935
Assets $65.97 million
Loans $40.56 million
Deposits $58.80 million
Capital $6.77 million
 

Field of Membership Restrictions

Community Financial CU is open to anyone that resides or works in these Missouri Counties; Christian, Dade, Dallas, Greene, Lawrence, Polk, Stone, Taney, and Webster along with the current or retired employees of the CU-affiliated SEG's and their family members.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
1.01% $25,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $1,000 - Learn MoreShow Less
6 Mo CD
0.25% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
24 Mo CD
2.25% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $100 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VOLT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to VOLT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Volt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Volt Locations


Financial Details

Volt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Volt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Volt U.S. Average
4.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Volt had $312,511 in non-current loans and $14,345 in owned assets. To cover these potential losses it had $6,767,698 in net worth and $153,088 in loans loss reserves. That gives it a Texas Ratio of 4.72%.

Net Worth
Volt U.S. Average
10.25% 13.65%

Volt FCU has a net worth of 10.25% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Volt

Branches and Savings

What is Volt?

A federal credit union, registered with the NCUA under certificate #63389.
Learn more about credit unions here.

Is Volt FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Volt?

Please see Field of Membership information above for information on who is eligible to join.

What are Volt's share account and share certificate rates?

Volt's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Volt?

Volt has total capital of $6.77 million. Full information on Volt's financial position is located above.

Who owns Volt?

Credit Unions are owned by their members.

Where are Volt branches located?

See branch locations nearby.

Are Volt ATMs Open 24/7?

Do Volt ATMs accept cash deposits?

Can Volt customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Volt have a mobile app?

Does Volt have mobile deposit?

Does Volt have quick pay?

How can Volt transfer money to other banks or credit unions?

Does Volt report to credit bureaus?

Does Volt use Chexsystems?

Does Volt use Equifax?

What is Volt's toll free phone number?

What is Volt's ACH Routing Number?

What is Volt's SWIFT code?

Where can I find Volt's wire transfer form?

What is the Volt address for deposits?

What Products Does Volt Offer

Does Volt offer mortgages?

Compare mortgage rates here.

Does Volt offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Volt offer auto and RV loans?

Compare auto loan rates here.

Does Volt offer student loans or personal loans?

Compare personal loan rates here.

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