Volt Credit Union

Headquarters

P O Box 1217
Springfield, MO 65801
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.80% 2.80% →
2-Year CD 1.00% 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Volt is an NCUA insured institution located in Springfield, MO. It was founded in 1935 and has approximately $91.81 millions in assets.

Membership is open to 1) employees (current and retired) of select employee groups and 2) anyone who works or resides in the following counties in Missouri: Christian, Dade, Dallas, Greene, Lawrence, Polk, Stone, Taney and Webster.

The Credit Union also serves the employee's family members including spouse, children, stepchildren, sons and daughters-in-law, parents, mothers-in-law, fathers-in-law, brothers, sisters, brothers- and sisters-in-law, grandparents and grandchildren, aunts, uncles, nieces, nephews and cousins.

NCUA Insured Yes / State-Chartered
Charter Number # # 63389
Date Established 1935
Assets $91.81 million
Loans $57.25 million
Deposits $84.26 million
Capital $7.17 million
 

Field of Membership Restrictions

Community Financial CU is open to anyone that resides or works in these Missouri Counties; Christian, Dade, Dallas, Greene, Lawrence, Polk, Stone, Taney, and Webster along with the current or retired employees of the CU-affiliated SEG's and their family members.

Deposit Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
High Yield eChecking 2.01% $0 $0.00 Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VOLT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
PADDIO
NMLS ID: 1907
5.301% 5.125% 1.00 $5,000 $1,362 Learn More
First Internet Bank
NMLS ID: 424182
5.043% 4.990% 0.63 $1,502 $1,341 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to VOLT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Volt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut



Climate Initiatives

VOLT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Volt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Volt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Volt U.S. Average
5.97% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Volt had $421,635 in non-current loans and $18,798 in owned assets. To cover these potential losses it had $7,174,222 in net worth and $199,752 in loans loss reserves. That gives it a Texas Ratio of 5.97%.

Net Worth
Volt U.S. Average
7.81% 12.28%

Volt FCU has a net worth of 7.81% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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