4949 BLANDING BLVD
Jacksonville, FL 32210
| NCUA Insured | Yes |
| Charter Number # | # 68490 |
| Date Established | 1952 |
| Assets | $7,573.00 million |
| Loans | $5,208.57 million |
| Deposits | $5,705.45 million |
| Capital | $662.90 million |
Vystar is an NCUA insured institution located in Jacksonville, FL. It was founded in 1952 and has approximately $7573 millions in assets.
Who can join?
VyStar serves more consumers than ever before. Individuals and businesses from Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Hamilton, Levy, Marion, Nassau, Putnam, St. Johns, Suwannee, Union and Volusia counties rely on VyStar to help fulfill their financial goals and dreams. This includes any business, club, church, organization or association located in the designated area and any person who is related to a member by blood, marriage or adoption -- regardless of where they live.
Your membership will last a lifetime. Our policy at VyStar is, “Once a member, always a member.” That means, wherever your future takes you-wherever you may move or end up living in the world-VyStar will go with you and continue to serve and meet your needs.
Who May Join
As a state-chartered community credit union, our membership is defined geographically. This means that if you live or work within the counties defined above then you are eligible to become a member of VyStar Credit Union.
Your Current Location: Virginia, VA 20146
| Savings Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings 2.5K
|
0.25% | $50 | - | Learn More |
| Compare with 1.85% APY Online Savings Account from Marcus by Goldman Sachs | Advertiser Disclosure | ||||
| Compare with 1.80% APY Online Savings Account from Ally Bank | Advertiser Disclosure | ||||
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| FIXIRA0K
|
1.70% | $500 | $9,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA 0K
|
0.26% | $50 | $2,499 | Learn More |
| MM Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| MM 2.5K
|
0.50% | $2,500 | $9,999 | Learn More |
| MM 10K
|
0.55% | $10,000 | $24,999 | Learn More |
| MM 25K
|
0.55% | $25,000 | $49,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg 0K
|
0.10% | $1 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for VYSTAR
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 181005 |
4.559% | 4.500% | 0.38 | $1,812 | $1,267 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
4.325% | 4.250% | 0.50 | $2,354 | $1,230 | Learn More |
NMLS ID: 401822 |
4.585% | 4.500% | 0.00 | $2,500 | $1,267 | Learn More |
NMLS ID: 3030 |
5.125% | 5.125% | 0.00 | $0 | $1,362 | Learn More |
| Lender | Rate (%) | Monthly Payment | Learn More |
|---|---|---|---|
|
5.740% | $291.47 | Learn More |
|
4.240% | $245.68 | Learn More |
Note to VYSTAR
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Vystar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Vystar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Vystar | U.S. Average |
|---|---|
| 3.74% | 6.94 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2018, Vystar had $24,726,593 in non-current loans and $1,309,290 in owned assets. To cover these potential losses it had $662,901,209 in net worth and $33,022,435 in loans loss reserves. That gives it a Texas Ratio of 3.74%.
| Vystar | U.S. Average |
|---|---|
| 8.75% | 13.08% |
Vystar FCU has a net worth of 8.75% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #68490.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Vystar has total capital of $662.90 million. Full information on Vystar's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare mortgage rates here.
Compare home equity lines of credit rates here.
Compare auto loan rates here.
Compare personal loan rates here.
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Last Update on August 17, 2018
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