76 S Laura St
Jacksonville, FL 32202
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Phone 1-904-777-6000
Vystar is an NCUA insured institution located in Jacksonville, FL. It was founded in 1952 and has approximately $11652.15 millions in assets.
Who can join?
VyStar serves more consumers than ever before. Individuals and businesses from Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Hamilton, Levy, Marion, Nassau, Putnam, St. Johns, Suwannee, Union and Volusia counties rely on VyStar to help fulfill their financial goals and dreams. This includes any business, club, church, organization or association located in the designated area and any person who is related to a member by blood, marriage or adoption -- regardless of where they live.
Your membership will last a lifetime. Our policy at VyStar is, “Once a member, always a member.” That means, wherever your future takes you-wherever you may move or end up living in the world-VyStar will go with you and continue to serve and meet your needs.
Who May Join
As a state-chartered community credit union, our membership is defined geographically. This means that if you live or work within the counties defined above then you are eligible to become a member of VyStar Credit Union.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68490 |
Date Established | 1952 |
Assets | $11,652.15 million |
Loans | $7,978.98 million |
Deposits | $10,542.40 million |
Capital | $960.37 million |
Your Current Location: Connecticut, CT 06828
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $50 | - |
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|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
Money Market
|
0.40% | $100,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.30% | $500 | - |
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|
6 Mo CD
|
0.40% | $50,000 | - |
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|
12 Mo CD
|
0.45% | $500 | - |
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|
12 Mo CD
|
0.55% | $50,000 | - |
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|
18 Mo CD
|
0.50% | $500 | - |
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|
18 Mo CD
|
0.60% | $50,000 | - |
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|
24 Mo CD
|
0.60% | $500 | - |
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|
24 Mo CD
|
0.70% | $50,000 | - |
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|
30 Mo CD
|
0.70% | $500 | - |
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|
30 Mo CD
|
0.80% | $50,000 | - |
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|
36 Mo CD
|
0.80% | $500 | - |
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|
36 Mo CD
|
0.90% | $50,000 | - |
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|
48 Mo CD
|
0.90% | $500 | - |
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|
48 Mo CD
|
1.00% | $50,000 | - |
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|
60 Mo CD
|
1.00% | $500 | - |
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|
60 Mo CD
|
1.10% | $50,000 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.26% | $1 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $1 | $99 | Learn More |
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for VYSTAR
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 3030 |
6.013% | 5.875% | 1.00 | $3,750 | $1,479 | Learn More |
![]() NMLS ID: 3030 |
5.990% | 5.875% | 0.75 | $3,125 | $1,479 | Learn More |
![]() NMLS ID: 503941 |
5.286% | 5.200% | 1.00 | $2,418 | $1,373 | Learn More |
![]() NMLS ID: 424182 |
5.187% | 5.125% | 0.75 | $1,745 | $1,362 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Bethpage Federal Credit Union See Table |
Intro APR 3.490 % After Intro: 4.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to VYSTAR
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Vystar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
VYSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
The following ratios and data are available to help you better understand the financial condition of Vystar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Vystar | U.S. Average |
---|---|
5.24% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Vystar had $52,261,564 in non-current loans and $905,966 in owned assets. To cover these potential losses it had $960,365,003 in net worth and $54,131,157 in loans loss reserves. That gives it a Texas Ratio of 5.24%.
Vystar | U.S. Average |
---|---|
8.57% | 12.36% |
Vystar FCU has a net worth of 8.57% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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