4949 BLANDING BLVD
Jacksonville, FL 32210
| NCUA Insured | Yes |
| Charter Number # | # 68490 |
| Date Established | 1952 |
| Assets | $7,703.25 million |
| Loans | $5,396.33 million |
| Deposits | $5,765.57 million |
| Capital | $681.61 million |
Vystar is an NCUA insured institution located in Jacksonville, FL. It was founded in 1952 and has approximately $7703.25 millions in assets.
Who can join?
VyStar serves more consumers than ever before. Individuals and businesses from Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Hamilton, Levy, Marion, Nassau, Putnam, St. Johns, Suwannee, Union and Volusia counties rely on VyStar to help fulfill their financial goals and dreams. This includes any business, club, church, organization or association located in the designated area and any person who is related to a member by blood, marriage or adoption -- regardless of where they live.
Your membership will last a lifetime. Our policy at VyStar is, “Once a member, always a member.” That means, wherever your future takes you-wherever you may move or end up living in the world-VyStar will go with you and continue to serve and meet your needs.
Who May Join
As a state-chartered community credit union, our membership is defined geographically. This means that if you live or work within the counties defined above then you are eligible to become a member of VyStar Credit Union.
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $50 | - | Learn More |
|
Compare with 2.45% APY Savings Builder from CIT Bank | Advertiser Disclosure
|
||||
|
Money Market
|
0.65% | $2,500 | $9,999 | Learn More |
|
Money Market
|
0.70% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.80% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
2.20% | $500 | $9,999 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
1.20% | $10,000 | $24,999 | Learn More |
| 3 Mo CD
|
1.30% | $100,000 | - | Learn More |
|
|
1.50% | $10,000 | $24,999 | Learn More |
| 6 Mo CD
|
1.60% | $100,000 | - | Learn More |
|
|
2.20% | $10,000 | $24,999 | Learn More |
| 12 Mo CD
|
2.30% | $100,000 | - | Learn More |
|
|
2.30% | $10,000 | $24,999 | Learn More |
| 18 Mo CD
|
2.40% | $100,000 | - | Learn More |
|
|
2.40% | $10,000 | $24,999 | Learn More |
| 24 Mo CD
|
2.55% | $100,000 | - | Learn More |
|
|
2.50% | $10,000 | $24,999 | Learn More |
| 30 Mo CD
|
2.65% | $100,000 | - | Learn More |
|
|
2.65% | $10,000 | $24,999 | Learn More |
| 36 Mo CD
|
2.80% | $100,000 | - | Learn More |
|
|
2.80% | $10,000 | $24,999 | Learn More |
| 48 Mo CD
|
2.95% | $100,000 | - | Learn More |
|
|
2.95% | $10,000 | $24,999 | Learn More |
| 60 Mo CD
|
3.10% | $100,000 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.26% | $50 | $2,499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for VYSTAR
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 64446 License#: MC-5531 |
4.155% | 4.125% | 0.38 | $900 | $1,212 | Learn More |
NMLS ID: 3030 |
5.250% | 5.250% | 0.00 | $0 | $1,381 | Learn More |
NMLS ID: 138075 License#: MC-5650 |
4.206% | 4.125% | 0.38 | $2,432 | $1,212 | Learn More |
|
NMLS ID: 64446 License#: MC-5531 |
4.155% | 4.125% | 0.38 | $900 | $1,212 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
4.490 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
5.500 %
|
$0 |
Learn More
More Info |
Note to VYSTAR
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Vystar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Vystar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Vystar | U.S. Average |
|---|---|
| 1.75% | 5.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2018, Vystar had $12,064,328 in non-current loans and $468,196 in owned assets. To cover these potential losses it had $681,606,393 in net worth and $33,462,340 in loans loss reserves. That gives it a Texas Ratio of 1.75%.
| Vystar | U.S. Average |
|---|---|
| 8.84% | 13.21% |
Vystar FCU has a net worth of 8.84% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of VYSTAR and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Featured on:
Copyright © 2019 BestCashCow.com, LLC. All Rights Reserved. Privacy Policy
Disclosure Governing Your Use of this Website |
Advertising Disclosure |
Last Update on January 20, 2019
This page was created in 0.3227 seconds.
Customer Reviews for VYSTAR
There are currently no comments for VYSTAR. Be the first to share your experience. Please provide comments that will help others.
Add Your Review