Waialua Federal Credit Union

Headquarters

Po Box 800
Waialua, HI 96791
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Waialua is an NCUA insured institution located in Waialua, HI. It was founded in 1937 and has approximately $48.07 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2049
Date Established 1937
Assets $48.07 million
Loans $17.93 million
Deposits $39.55 million
Capital $8.06 million
 

Field of Membership Restrictions

You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.

Deposit Rates - December 10, 2024

Your Current Location: Washington, WA 98109

We do not yet have rates for Waialua

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Waialua
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Advertiser Disclosure

Loan Rates - December 10, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Waialua

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.340% 6.250% 1.00 $3,034 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.580% 6.490% 0.75 $3,020 $2,021 Learn More
PenFed Credit Union
NMLS ID: 401822
6.782% 6.625% 1.00 $5,195 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.089% 6.990% 1.00 $3,200 $2,127 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info

Note to Waialua
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Waialua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Waialua Locations around zip code 98109


BranchDistance Map View Lobby Hours

Waialua Federal Credit Union

2614.68 A View Lobby Hours


Climate Policy and Initiatives

WAIALUA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Waialua Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waialua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waialua U.S. Average
2.10% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Waialua had $150,734 in non-current loans and $21,273 in owned assets. To cover these potential losses it had $8,056,483 in net worth and $149,226 in loans loss reserves. That gives it a Texas Ratio of 2.10%.

Net Worth
Waialua U.S. Average
16.76% 13.93%

Waialua FCU has a net worth of 16.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Waialua

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