WAIALUA

Headquarters

PO BOX 800
Waialua, HI 96791
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Waialua is an NCUA insured institution located in Waialua, HI. It was founded in 1937 and has approximately $48.23 millions in assets.

NCUA Insured Yes
Charter Number # # 2049
Date Established 1937
Assets $48.23 million
Loans $15.74 million
Deposits $40.74 million
Capital $7.28 million
 

Field of Membership Restrictions

You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.

Deposit Rates - May 31, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Waialua

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Waialua
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Advertiser Disclosure

Loan Rates - May 31, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WAIALUA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.952% 2.875% 1.00 $2,485 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to WAIALUA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Waialua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Waialua Locations


Financial Details

Waialua Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waialua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waialua U.S. Average
3.20% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Waialua had $218,163 in non-current loans and $21,273 in owned assets. To cover these potential losses it had $7,275,484 in net worth and $213,641 in loans loss reserves. That gives it a Texas Ratio of 3.20%.

Net Worth
Waialua U.S. Average
15.08% 13.86%

Waialua FCU has a net worth of 15.08% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waialua

Branches and Savings

What is Waialua?

A federal credit union, registered with the NCUA under certificate #2049.
Learn more about credit unions here.

Is Waialua FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waialua?

Please see Field of Membership information above for information on who is eligible to join.

What are Waialua's share account and share certificate rates?

Waialua's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waialua?

Waialua has total capital of $7.28 million. Full information on Waialua's financial position is located above.

Who owns Waialua?

Credit Unions are owned by their members.

Where are Waialua branches located?

See branch locations nearby.

Are Waialua ATMs Open 24/7?

Do Waialua ATMs accept cash deposits?

Can Waialua customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waialua have a mobile app?

Does Waialua have mobile deposit?

Does Waialua have quick pay?

How can Waialua transfer money to other banks or credit unions?

Does Waialua report to credit bureaus?

Does Waialua use Chexsystems?

Does Waialua use Equifax?

What is Waialua's toll free phone number?

What is Waialua's ACH Routing Number?

What is Waialua's SWIFT code?

Where can I find Waialua's wire transfer form?

What is the Waialua address for deposits?

What Products Does Waialua Offer

Does Waialua offer mortgages?

Compare mortgage rates here.

Does Waialua offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waialua offer auto and RV loans?

Compare auto loan rates here.

Does Waialua offer student loans or personal loans?

Compare personal loan rates here.

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