2024 Overview
General Credit Union Information
Waialua is an NCUA insured institution located in Waialua, HI. It was founded in 1937 and has approximately $49.43 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2049 |
| Date Established | 1937 |
| Assets | $49.43 million |
| Loans | $17.88 million |
| Deposits | $41.08 million |
| Capital | $7.99 million |
Field of Membership Restrictions
You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.
Deposit Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Waialua
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Loan Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Waialua
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.553% | 6.375% | 0.88 | $6,000 | $1,997 | Learn More |
NMLS ID: 2059741 |
6.750% | 6.625% | 0.63 | $4,125 | $2,049 | Learn More |
NMLS ID: 1025894 |
7.070% | 6.990% | 0.63 | $2,578 | $2,127 | Learn More |
NMLS ID: 1907 |
7.169% | 6.990% | 0.88 | $5,802 | $2,127 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Waialua
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It is free to register and add rates.
Branches
Below are Waialua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
WAIALUA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Waialua Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Waialua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Waialua | U.S. Average |
|---|---|
| 0.72% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Waialua had $37,728 in non-current loans and $21,273 in owned assets. To cover these potential losses it had $7,989,569 in net worth and $149,226 in loans loss reserves. That gives it a Texas Ratio of 0.72%.
Net Worth
| Waialua | U.S. Average |
|---|---|
| 16.16% | 13.62% |
Waialua FCU has a net worth of 16.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Waialua
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