2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2049
Date Established 1937
Assets $49.60 million
Loans $14.36 million
Deposits $42.33 million
Capital $7.16 million

Waialua is an NCUA insured institution located in Waialua, HI. It was founded in 1937 and has approximately $49.6 millions in assets.

Field of Membership Restrictions

You are eligible to join if you live, work, attend school, or worship in the zip codes of 96791 and 96712.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Waialua

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Waialua
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There are currently no rates available for Waialua, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for WAIALUA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Waialua branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Waialua Locations

Financial Details

Waialua Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waialua. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waialua U.S. Average
1.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Waialua had $112,488 in non-current loans and $21,273 in owned assets. To cover these potential losses it had $7,164,711 in net worth and $217,615 in loans loss reserves. That gives it a Texas Ratio of 1.81%.

Net Worth
Waialua U.S. Average
14.44% 13.47%

Waialua FCU has a net worth of 14.44% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waialua

Branches and Savings

What is Waialua?

A federal credit union, registered with the NCUA under certificate #2049.
Learn more about credit unions here.

Is Waialua FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waialua?

Please see Field of Membership information above for information on who is eligible to join.

What are Waialua's share account and share certificate rates?

Waialua's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waialua?

Waialua has total capital of $7.16 million. Full information on Waialua's financial position is located above.

Who owns Waialua?

Credit Unions are owned by their members.

Where are Waialua branches located?

See branch locations nearby.

Are Waialua ATMs Open 24/7?

Do Waialua ATMs accept cash deposits?

Can Waialua customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waialua have a mobile app?

Does Waialua have mobile deposit?

Does Waialua have quick pay?

How can Waialua transfer money to other banks or credit unions?

Does Waialua report to credit bureaus?

Does Waialua use Chexsystems?

Does Waialua use Equifax?

What is Waialua's toll free phone number?

What is Waialua's ACH Routing Number?

What is Waialua's SWIFT code?

Where can I find Waialua's wire transfer form?

What is the Waialua address for deposits?

What Products Does Waialua Offer

Does Waialua offer mortgages?

Compare mortgage rates here.

Does Waialua offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waialua offer auto and RV loans?

Compare auto loan rates here.

Does Waialua offer student loans or personal loans?

Compare personal loan rates here.

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