Wasatch Peaks Federal Credit Union

Headquarters

4723 Harrison Blvd
Ogden, UT 84403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.55% 0.75% →
2-Year CD 0.85% 0.80% →
5-Year CD 1.25% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wasatch Peaks is an NCUA insured institution located in Ogden, UT. It was founded in 1930 and has approximately $451.43 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24780
Date Established 1930
Assets $451.43 million
Loans $365.20 million
Deposits $402.69 million
Capital $47.14 million
 

Field of Membership Restrictions

Membership in Wasatch Peaks Federal Credit Union is open to those who live, work, worship or attend school in Weber, Morgan or Davis Counties and to immediate family of an existing member.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WASATCH PEAKS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.610% 3.500% 0.88 $3,438 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to WASATCH PEAKS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Wasatch Peaks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wasatch Peaks Locations



Climate Initiatives

WASATCH PEAKS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wasatch Peaks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wasatch Peaks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wasatch Peaks U.S. Average
3.56% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Wasatch Peaks had $1,716,418 in non-current loans and $31,000 in owned assets. To cover these potential losses it had $47,139,501 in net worth and $1,896,004 in loans loss reserves. That gives it a Texas Ratio of 3.56%.

Net Worth
Wasatch Peaks U.S. Average
10.44% 12.22%

Wasatch Peaks FCU has a net worth of 10.44% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wasatch Peaks

Branches and Savings

What is Wasatch Peaks?

A federal credit union, registered with the NCUA under certificate #24780.
Learn more about credit unions here.

Is Wasatch Peaks FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wasatch Peaks is insured by the NCUA.

Who can join Wasatch Peaks?

Please see Field of Membership information above for information on who is eligible to join.

What are Wasatch Peaks's share account and share certificate rates?

Wasatch Peaks's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wasatch Peaks?

Wasatch Peaks has total capital of $47.14 million. Full information on Wasatch Peaks's financial position is located above.

Who owns Wasatch Peaks?

Credit Unions are owned by their members.

Where are Wasatch Peaks branches located?

See branch locations nearby.

Are Wasatch Peaks ATMs Open 24/7?

Do Wasatch Peaks ATMs accept cash deposits?

Can Wasatch Peaks customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wasatch Peaks have a mobile app?

Does Wasatch Peaks have mobile deposit?

Does Wasatch Peaks have quick pay?

How can Wasatch Peaks transfer money to other banks or credit unions?

Does Wasatch Peaks report to credit bureaus?

Does Wasatch Peaks use Chexsystems?

Does Wasatch Peaks use Equifax?

What is Wasatch Peaks's toll free phone number?

What is Wasatch Peaks's ACH Routing Number?

What is Wasatch Peaks's SWIFT code?

Where can I find Wasatch Peaks's wire transfer form?

What is the Wasatch Peaks address for deposits?

What Products Does Wasatch Peaks Offer

Does Wasatch Peaks offer mortgages?

Compare mortgage rates here.

Does Wasatch Peaks offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wasatch Peaks offer auto and RV loans?

Compare auto loan rates here.

Does Wasatch Peaks offer student loans or personal loans?

Compare personal loan rates here.

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