WEST METRO SCHOOLS

Headquarters

1001 HIGHWAY 7
Hopkins, MN 55305
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.40% →
1-Year CD 1.21% 1.15% →
2-Year CD 1.51% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

West Metro Schools is an NCUA insured institution located in Hopkins, MN. It was founded in 1954 and has approximately $31.17 millions in assets.

NCUA Insured Yes
Charter Number # # 62726
Date Established 1954
Assets $31.17 million
Loans $18.90 million
Deposits $24.69 million
Capital $6.01 million
 

Field of Membership Restrictions

Membership is open to employees and students of Hopkins or Edina School Districts.

Deposit Rates - July 14, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.21% $10,000 $14,999 Learn More
12 Mo CD
1.21% $100,000 $199,999 Learn More
24 Mo CD
1.51% $10,000 $14,999 Learn More
24 Mo CD
1.51% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 14, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST METRO SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.951% 2.875% 1.00 $2,445 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to WEST METRO SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are West Metro Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


West Metro Schools Locations


Financial Details

West Metro Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Metro Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Metro Schools U.S. Average
2.17% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, West Metro Schools had $138,172 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,005,373 in net worth and $357,816 in loans loss reserves. That gives it a Texas Ratio of 2.17%.

Net Worth
West Metro Schools U.S. Average
19.26% 13.61%

West Metro Schools FCU has a net worth of 19.26% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Metro Schools

Branches and Savings

What is West Metro Schools?

A federal credit union, registered with the NCUA under certificate #62726.
Learn more about credit unions here.

Is West Metro Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Metro Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are West Metro Schools's share account and share certificate rates?

West Metro Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Metro Schools?

West Metro Schools has total capital of $6.01 million. Full information on West Metro Schools's financial position is located above.

Who owns West Metro Schools?

Credit Unions are owned by their members.

Where are West Metro Schools branches located?

See branch locations nearby.

Are West Metro Schools ATMs Open 24/7?

Do West Metro Schools ATMs accept cash deposits?

Can West Metro Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Metro Schools have a mobile app?

Does West Metro Schools have mobile deposit?

Does West Metro Schools have quick pay?

How can West Metro Schools transfer money to other banks or credit unions?

Does West Metro Schools report to credit bureaus?

Does West Metro Schools use Chexsystems?

Does West Metro Schools use Equifax?

What is West Metro Schools's toll free phone number?

What is West Metro Schools's ACH Routing Number?

What is West Metro Schools's SWIFT code?

Where can I find West Metro Schools's wire transfer form?

What is the West Metro Schools address for deposits?

What Products Does West Metro Schools Offer

Does West Metro Schools offer mortgages?

Compare mortgage rates here.

Does West Metro Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Metro Schools offer auto and RV loans?

Compare auto loan rates here.

Does West Metro Schools offer student loans or personal loans?

Compare personal loan rates here.

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