Westminster Federal Credit Union

Headquarters

9053 Harlan St Ste 10
Westminster, CO 80031
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.09% 4.66% →
1-Year CD 0.90% 4.59% →
2-Year CD 0.95% 4.25% →
5-Year CD N.A. 4.20% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Westminster is an NCUA insured institution located in Westminster, CO. It was founded in 1960 and has approximately $54.55 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13842
Date Established 1960
Assets $54.55 million
Loans $28.79 million
Deposits $49.48 million
Capital $4.97 million
 

Field of Membership Restrictions

Membership is open to volunteers, full-time or part-time employees for the cities of Westminster, Arvada or Wheat Ridge, Colorado. Also open to members of the Consumers United Association (Colorado residents only).

Deposit Rates - July 16, 2025

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.09% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.18% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 16, 2025

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Westminster

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Yakima Federal Savings & Loan Association
NMLS ID: 432980
6.245% 6.125% 0.00 $4,324 $1,945 Learn More
Barrett Financial Group
NMLS ID: 181106
License#: 1998387
6.576% 6.375% 1.00 $6,858 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.655% 6.500% 1.00 $5,195 $2,023 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.688% 6.624% 0.63 $2,520 $2,049 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Four Leaf Federal Credit Union
Four Leaf Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Farmers Bank of Kansas City
Farmers Bank of Kansas City
See Table
Intro APR
8.750 %
After Intro: 8.750 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.125 %
After Intro: 10.125 %
$0 Learn More
More Info

Note to Westminster
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Westminster branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Westminster Locations around zip code 98109


BranchDistance Map View Lobby Hours

City Branch

1062.26 A View Lobby Hours


Climate Policy and Initiatives

WESTMINSTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Westminster Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westminster. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westminster U.S. Average
13.33% 6.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2025, Westminster had $672,907 in non-current loans and $4,804 in owned assets. To cover these potential losses it had $4,968,009 in net worth and $116,981 in loans loss reserves. That gives it a Texas Ratio of 13.33%.

Net Worth
Westminster U.S. Average
9.11% 14.12%

Westminster FCU has a net worth of 9.11% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Westminster

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