Westminster

Headquarters

9053 Harlan St Ste 10
Westminster, CO 80031
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.09% 0.70% →
1-Year CD 0.90% 0.75% →
2-Year CD 0.95% 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Westminster is an NCUA insured institution located in Westminster, CO. It was founded in 1960 and has approximately $43.56 millions in assets.

NCUA Insured Yes
Charter Number # # 13842
Date Established 1960
Assets $43.56 million
Loans $23.87 million
Deposits $39.48 million
Capital $3.99 million
 

Field of Membership Restrictions

Membership is open to volunteers, full-time or part-time employees for the cities of Westminster, Arvada or Wheat Ridge, Colorado. Also open to members of the Consumers United Association (Colorado residents only).

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.09% $2,500 $4,999 Learn More
Money Market
0.08% $2,500 $2,999 Learn More
Money Market
0.18% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTMINSTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to WESTMINSTER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Westminster branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Westminster Locations


Financial Details

Westminster Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westminster. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westminster U.S. Average
10.70% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Westminster had $425,401 in non-current loans and $21,582 in owned assets. To cover these potential losses it had $3,988,181 in net worth and $188,772 in loans loss reserves. That gives it a Texas Ratio of 10.70%.

Net Worth
Westminster U.S. Average
9.15% 12.91%

Westminster FCU has a net worth of 9.15% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westminster

Branches and Savings

What is Westminster?

A credit union, registered with the NCUA under certificate #13842.
Learn more about credit unions here.

Is Westminster FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Westminster?

Please see Field of Membership information above for information on who is eligible to join.

What are Westminster's share account and share certificate rates?

Westminster's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westminster?

Westminster has total capital of $3.99 million. Full information on Westminster's financial position is located above.

Who owns Westminster?

Credit Unions are owned by their members.

Where are Westminster branches located?

See branch locations nearby.

Are Westminster ATMs Open 24/7?

Do Westminster ATMs accept cash deposits?

Can Westminster customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westminster have a mobile app?

Does Westminster have mobile deposit?

Does Westminster have quick pay?

How can Westminster transfer money to other banks or credit unions?

Does Westminster report to credit bureaus?

Does Westminster use Chexsystems?

Does Westminster use Equifax?

What is Westminster's toll free phone number?

What is Westminster's ACH Routing Number?

What is Westminster's SWIFT code?

Where can I find Westminster's wire transfer form?

What is the Westminster address for deposits?

What Products Does Westminster Offer

Does Westminster offer mortgages?

Compare mortgage rates here.

Does Westminster offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westminster offer auto and RV loans?

Compare auto loan rates here.

Does Westminster offer student loans or personal loans?

Compare personal loan rates here.

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