Whiting Refinery Federal Credit Union

Headquarters

1339 119th St
Whiting, IN 46394
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Whiting Refinery is an NCUA insured institution located in Whiting, IN. It was founded in 1935 and has approximately $58.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 198
Date Established 1935
Assets $58.12 million
Loans $14.51 million
Deposits $44.42 million
Capital $13.68 million
 

Field of Membership Restrictions

Membership is open to employees of the BP Oil Co. (Ind.) and its wholly owned subsidiaries who work in Whiting, Hammond, East Chicago, or Merrillville, Indiana.

Deposit Rates - June 27, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Whiting Refinery

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Loan Rates - June 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for WHITING REFINERY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
6.106% 5.990% 0.75 $3,125 $1,498 Learn More

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Branches

Below are Whiting Refinery branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Whiting Refinery Locations



Climate Initiatives

WHITING REFINERY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Whiting Refinery Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Whiting Refinery. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Whiting Refinery U.S. Average
0.02% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Whiting Refinery had $2,687 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,675,972 in net worth and $9,214 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Net Worth
Whiting Refinery U.S. Average
23.53% 12.36%

Whiting Refinery FCU has a net worth of 23.53% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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