Whiting Refinery Federal Credit Union


1339 119th St
Whiting, IN 46394
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Whiting Refinery is an NCUA insured institution located in Whiting, IN. It was founded in 1935 and has approximately $55.63 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 198
Date Established 1935
Assets $55.63 million
Loans $14.74 million
Deposits $42.10 million
Capital $13.50 million

Field of Membership Restrictions

Membership is open to employees of the BP Oil Co. (Ind.) and its wholly owned subsidiaries who work in Whiting, Hammond, East Chicago, or Merrillville, Indiana.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WHITING REFINERY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Rocket Mortgage
NMLS ID: 3030
3.590% 3.500% 0.63 $2,812 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Below are Whiting Refinery branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Whiting Refinery Locations

Climate Initiatives

WHITING REFINERY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Whiting Refinery Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Whiting Refinery. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Whiting Refinery U.S. Average
0.02% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Whiting Refinery had $2,687 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,503,087 in net worth and $7,790 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Net Worth
Whiting Refinery U.S. Average
24.27% 12.22%

Whiting Refinery FCU has a net worth of 24.27% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Whiting Refinery

Branches and Savings

What is Whiting Refinery?

A federal credit union, registered with the NCUA under certificate #198.
Learn more about credit unions here.

Is Whiting Refinery FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Whiting Refinery is insured by the NCUA.

Who can join Whiting Refinery?

Please see Field of Membership information above for information on who is eligible to join.

What are Whiting Refinery's share account and share certificate rates?

Whiting Refinery's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Whiting Refinery?

Whiting Refinery has total capital of $13.50 million. Full information on Whiting Refinery's financial position is located above.

Who owns Whiting Refinery?

Credit Unions are owned by their members.

Where are Whiting Refinery branches located?

See branch locations nearby.

Are Whiting Refinery ATMs Open 24/7?

Do Whiting Refinery ATMs accept cash deposits?

Can Whiting Refinery customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Whiting Refinery have a mobile app?

Does Whiting Refinery have mobile deposit?

Does Whiting Refinery have quick pay?

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Does Whiting Refinery use Chexsystems?

Does Whiting Refinery use Equifax?

What is Whiting Refinery's toll free phone number?

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What is the Whiting Refinery address for deposits?

What Products Does Whiting Refinery Offer

Does Whiting Refinery offer mortgages?

Compare mortgage rates here.

Does Whiting Refinery offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Whiting Refinery offer auto and RV loans?

Compare auto loan rates here.

Does Whiting Refinery offer student loans or personal loans?

Compare personal loan rates here.

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