WICHITA FALLS TEACHERS

PO Box 4516
Wichita Falls, TX 76308

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2112
Date Established 1937
Assets $80.20 million
Loans $46.89 million
Deposits $70.14 million
Capital $9.82 million

Wichita Falls Teachers is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1937 and has approximately $80.2 millions in assets.

Field of Membership Restrictions

Membership is open to employees and students in the Wichita Falls Independent School District, to Midwestern State University students, to employees and students of Vernon College, and to employees and students of other area school districts.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.75% $50,000 - Learn MoreShow Less
1.61% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.61% $50,000 - Learn MoreShow Less
1.66% $1,000 $49,999 Learn MoreShow Less
18 Mo CD
1.66% $50,000 - Learn MoreShow Less
1.81% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.81% $50,000 - Learn MoreShow Less
36 Mo CD
2.17% $1,000 - Learn MoreShow Less
48 Mo CD
2.27% $1,000 - Learn MoreShow Less
60 Mo CD
2.68% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 $2,499 Learn MoreShow Less
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WICHITA FALLS TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to WICHITA FALLS TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Wichita Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wichita Falls Teachers Locations


Financial Details

Wichita Falls Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita Falls Teachers U.S. Average
9.56% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Wichita Falls Teachers had $913,028 in non-current loans and $61,344 in owned assets. To cover these potential losses it had $9,815,837 in net worth and $377,089 in loans loss reserves. That gives it a Texas Ratio of 9.56%.

Net Worth
Wichita Falls Teachers U.S. Average
12.23% 13.47%

Wichita Falls Teachers FCU has a net worth of 12.23% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wichita Falls Teachers

Branches and Savings

What is Wichita Falls Teachers?

A federal credit union, registered with the NCUA under certificate #2112.
Learn more about credit unions here.

Is Wichita Falls Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wichita Falls Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Wichita Falls Teachers's share account and share certificate rates?

Wichita Falls Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wichita Falls Teachers?

Wichita Falls Teachers has total capital of $9.82 million. Full information on Wichita Falls Teachers's financial position is located above.

Who owns Wichita Falls Teachers?

Credit Unions are owned by their members.

Where are Wichita Falls Teachers branches located?

See branch locations nearby.

Are Wichita Falls Teachers ATMs Open 24/7?

Do Wichita Falls Teachers ATMs accept cash deposits?

Can Wichita Falls Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wichita Falls Teachers have a mobile app?

Does Wichita Falls Teachers have mobile deposit?

Does Wichita Falls Teachers have quick pay?

How can Wichita Falls Teachers transfer money to other banks or credit unions?

Does Wichita Falls Teachers report to credit bureaus?

Does Wichita Falls Teachers use Chexsystems?

Does Wichita Falls Teachers use Equifax?

What is Wichita Falls Teachers's toll free phone number?

What is Wichita Falls Teachers's ACH Routing Number?

What is Wichita Falls Teachers's SWIFT code?

Where can I find Wichita Falls Teachers's wire transfer form?

What is the Wichita Falls Teachers address for deposits?

What Products Does Wichita Falls Teachers Offer

Does Wichita Falls Teachers offer mortgages?

Compare mortgage rates here.

Does Wichita Falls Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wichita Falls Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Wichita Falls Teachers offer student loans or personal loans?

Compare personal loan rates here.

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