Wichita Falls Teachers Federal Credit Union


Po Box 4516
Wichita Falls, TX 76308
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.90% 2.80% →
2-Year CD 1.06% 3.20% →
5-Year CD 1.41% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Wichita Falls Teachers is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1937 and has approximately $98.61 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2112
Date Established 1937
Assets $98.61 million
Loans $43.34 million
Deposits $88.06 million
Capital $11.75 million

Field of Membership Restrictions

Membership is open to employees and students in the Wichita Falls Independent School District, to Midwestern State University students, to employees and students of Vernon College, and to employees and students of other area school districts.

Deposit Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $50 $7,499 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $1,000 $49,999 Learn More
6 Mo CD
0.75% $50,000 - Learn More
12 Mo CD
0.90% $1,000 $49,999 Learn More
12 Mo CD
0.90% $50,000 - Learn More
18 Mo CD
1.00% $1,000 $49,999 Learn More
18 Mo CD
1.00% $50,000 - Learn More
24 Mo CD
1.06% $1,000 $49,999 Learn More
24 Mo CD
1.06% $50,000 - Learn More
36 Mo CD
1.11% $1,000 - Learn More
48 Mo CD
1.21% $1,000 - Learn More
60 Mo CD
1.41% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WICHITA FALLS TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
NMLS ID: 330511
5.325% 5.250% 0.88 $2,100 $1,381 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wichita Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wichita Falls Teachers Locations

Climate Initiatives

WICHITA FALLS TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wichita Falls Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita Falls Teachers U.S. Average
7.15% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Wichita Falls Teachers had $822,164 in non-current loans and $57,902 in owned assets. To cover these potential losses it had $11,748,795 in net worth and $559,639 in loans loss reserves. That gives it a Texas Ratio of 7.15%.

Net Worth
Wichita Falls Teachers U.S. Average
11.91% 12.28%

Wichita Falls Teachers FCU has a net worth of 11.91% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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