Wichita Falls Teachers Federal Credit Union

Headquarters

Po Box 4516
Wichita Falls, TX 76308
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.90% 5.38% →
2-Year CD 1.06% 4.95% →
5-Year CD 1.41% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Wichita Falls Teachers is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1937 and has approximately $98.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2112
Date Established 1937
Assets $98.82 million
Loans $54.97 million
Deposits $88.19 million
Capital $12.96 million
 

Field of Membership Restrictions

Membership is open to employees and students in the Wichita Falls Independent School District, to Midwestern State University students, to employees and students of Vernon College, and to employees and students of other area school districts.

Deposit Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $50 $7,499 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $1,000 $49,999 Learn More
6 Mo CD
0.75% $50,000 - Learn More
12 Mo CD
0.90% $1,000 $49,999 Learn More
12 Mo CD
0.90% $50,000 - Learn More
18 Mo CD
1.00% $1,000 $49,999 Learn More
18 Mo CD
1.00% $50,000 - Learn More
24 Mo CD
1.06% $1,000 $49,999 Learn More
24 Mo CD
1.06% $50,000 - Learn More
36 Mo CD
1.11% $1,000 - Learn More
48 Mo CD
1.21% $1,000 - Learn More
60 Mo CD
1.41% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - July 12, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Wichita Falls Teachers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
DECO Mortgage
NMLS ID: 2561451
6.355% 6.250% 0.75 $3,648 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,603 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.602% 6.490% 1.00 $3,746 $2,021 Learn More
PADDIO
NMLS ID: 1907
6.812% 6.625% 1.00 $6,202 $2,049 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Wichita Falls Teachers
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Wichita Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wichita Falls Teachers Locations



Climate Policy and Initiatives

WICHITA FALLS TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Wichita Falls Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita Falls Teachers U.S. Average
8.45% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Wichita Falls Teachers had $1,114,326 in non-current loans and $32,206 in owned assets. To cover these potential losses it had $12,960,719 in net worth and $606,781 in loans loss reserves. That gives it a Texas Ratio of 8.45%.

Net Worth
Wichita Falls Teachers U.S. Average
13.09% 13.62%

Wichita Falls Teachers FCU has a net worth of 13.09% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Wichita Falls Teachers

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