Willow Island Federal Credit Union
7910 S Pleasants Highway
Saint Marys, WV 26170
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2021 Overview
General Credit Union Information
Willow Island is an NCUA insured institution located in Saint Marys, WV. It was founded in 1953 and has approximately $11.39 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8474 |
| Date Established | 1953 |
| Assets | $11.39 million |
| Loans | $7.17 million |
| Deposits | $10.61 million |
| Capital | $0.77 million |
Deposit Rates - November 28, 2021
Your Current Location: Virginia, VA 20146
We do not yet have rates for Willow Island
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Loan Rates - November 28, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for WILLOW ISLAND
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1799947 |
2.916% | 2.875% | 0.50 | $1,322 | $1,038 | Learn More |
NMLS ID: 3030 |
3.967% | 3.875% | 0.63 | $2,812 | $1,176 | Learn More |
NMLS ID: 3030 |
3.736% | 3.625% | 0.88 | $3,438 | $1,141 | Learn More |
|
NMLS ID: 1799947 |
2.916% | 2.875% | 0.50 | $1,322 | $1,038 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Flagstar Bank-Heloc See Table |
4.990 %
|
$0 |
Learn More
More Info |
Note to WILLOW ISLAND
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Branches
Below are Willow Island branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
WILLOW ISLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Willow Island Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Willow Island. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Willow Island | U.S. Average |
|---|---|
| 15.41% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Willow Island had $121,607 in non-current loans and $0 in owned assets. To cover these potential losses it had $767,085 in net worth and $22,146 in loans loss reserves. That gives it a Texas Ratio of 15.41%.
Net Worth
| Willow Island | U.S. Average |
|---|---|
| 7.35% | 12.22% |
Willow Island FCU has a net worth of 7.35% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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