Word Of Life Federal Credit Union

Headquarters

564 South Street
Honolulu, HI 96813
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Word Of Life is an NCUA insured institution located in Honolulu, HI. It was founded in 2001 and has approximately $1.57 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24660
Date Established 2001
Assets $1.57 million
Loans $0.97 million
Deposits $1.41 million
Capital $0.15 million
 

Deposit Rates - October 4, 2026

Your Current Location: New Jersey, NJ

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Loan Rates - October 4, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Word Of Life

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Word Of Life branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Jersey City,New Jersey


Word Of Life Locations


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Climate Policy and Initiatives

WORD OF LIFE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Word Of Life Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Word Of Life. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Word Of Life U.S. Average
10.44% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Word Of Life had $19,612 in non-current loans and $0 in owned assets. To cover these potential losses it had $152,259 in net worth and $35,655 in loans loss reserves. That gives it a Texas Ratio of 10.44%.

Net Worth
Word Of Life U.S. Average
9.71% 14.48%

Word Of Life FCU has a net worth of 9.71% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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