YOUNGSTOWN OHIO CITY EMP

1045 W Rayen Ave
Youngstown, OH 44502

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 9100
Date Established 1954
Assets $3.28 million
Loans $1.22 million
Deposits $2.89 million
Capital $0.38 million

Youngstown Ohio City Emp is an NCUA insured institution located in Youngstown, OH. It was founded in 1954 and has approximately $3.28 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Youngstown Ohio City Emp

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There are currently no rates available for Youngstown Ohio City Emp, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for YOUNGSTOWN OHIO CITY EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Branches

Below are Youngstown Ohio City Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Youngstown Ohio City Emp Locations


Financial Details

Youngstown Ohio City Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Youngstown Ohio City Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Youngstown Ohio City Emp U.S. Average
5.54% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Youngstown Ohio City Emp had $19,648 in non-current loans and $2,328 in owned assets. To cover these potential losses it had $375,674 in net worth and $20,907 in loans loss reserves. That gives it a Texas Ratio of 5.54%.

Net Worth
Youngstown Ohio City Emp U.S. Average
11.46% 13.47%

Youngstown Ohio City Emp FCU has a net worth of 11.46% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Youngstown Ohio City Emp

Branches and Savings

What is Youngstown Ohio City Emp?

A federal credit union, registered with the NCUA under certificate #9100.
Learn more about credit unions here.

Is Youngstown Ohio City Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Youngstown Ohio City Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Youngstown Ohio City Emp's share account and share certificate rates?

Youngstown Ohio City Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Youngstown Ohio City Emp?

Youngstown Ohio City Emp has total capital of $0.38 million. Full information on Youngstown Ohio City Emp's financial position is located above.

Who owns Youngstown Ohio City Emp?

Credit Unions are owned by their members.

Where are Youngstown Ohio City Emp branches located?

See branch locations nearby.

Are Youngstown Ohio City Emp ATMs Open 24/7?

Do Youngstown Ohio City Emp ATMs accept cash deposits?

Can Youngstown Ohio City Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Youngstown Ohio City Emp have a mobile app?

Does Youngstown Ohio City Emp have mobile deposit?

Does Youngstown Ohio City Emp have quick pay?

How can Youngstown Ohio City Emp transfer money to other banks or credit unions?

Does Youngstown Ohio City Emp report to credit bureaus?

Does Youngstown Ohio City Emp use Chexsystems?

Does Youngstown Ohio City Emp use Equifax?

What is Youngstown Ohio City Emp's toll free phone number?

What is Youngstown Ohio City Emp's ACH Routing Number?

What is Youngstown Ohio City Emp's SWIFT code?

Where can I find Youngstown Ohio City Emp's wire transfer form?

What is the Youngstown Ohio City Emp address for deposits?

What Products Does Youngstown Ohio City Emp Offer

Does Youngstown Ohio City Emp offer mortgages?

Compare mortgage rates here.

Does Youngstown Ohio City Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Youngstown Ohio City Emp offer auto and RV loans?

Compare auto loan rates here.

Does Youngstown Ohio City Emp offer student loans or personal loans?

Compare personal loan rates here.

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