Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.
Below are banks offering 1-4 Family Residential Loans near New York City, NY. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.
| Bank | Loans $(000s) | % Loan? |
|---|---|---|
| Peoples National Bank of Kewanee | 16,932 | 10.51 % |
| Bank of Stockton | 250,954 | 10.45 % |
| Cashmere Valley Bank | 106,595 | 10.43 % |
| Farmers and Merchants Bank of Long Beach | 681,665 | 10.40 % |
| The Colorado Bank and Trust Company of La Junta | 26,921 | 10.12 % |
| Community State Bank | 15,492 | 9.90 % |
| Sundance State Bank | 18,311 | 9.76 % |
| First American Bank | 111,609 | 9.72 % |
| Midland States Bank | 404,616 | 9.66 % |
| Citizens Bank & Trust Company | 8,990 | 9.52 % |
| Bank of The Rockies | 20,055 | 9.51 % |
| United Bank of Iowa | 156,582 | 9.47 % |
| First Whitney Bank and Trust | 14,332 | 9.00 % |
| Western Bank | 66,805 | 8.75 % |
| Community Bank | 3,606 | 8.58 % |
| Melvin Savings Bank | 1,610 | 8.54 % |
| Bank of Crockett | 17,078 | 8.42 % |
| Bank Michigan | 11,898 | 8.40 % |
| Citizens Alliance Bank | 77,403 | 7.73 % |
| ChoiceOne Bank | 228,652 | 7.52 % |
| Bank of Blue Valley | 57,147 | 7.47 % |
| Wellington State Bank | 25,154 | 7.43 % |
| FNB Bank | 16,356 | 7.32 % |
| Tanager Bank | 5,451 | 7.29 % |
| Richland State Bank | 1,386 | 7.28 % |
This search shows the percentage that 1-4 Family Residential Loans make
up of each bank's lending portfolio on its balance sheet. A higher
percentage of 1-4 Family Residential Loans is one indicator that a bank
may be more focused in this area of lending than other banks. The
search also lists the total dollar value of 1-4 Family Residential
Loans held by a bank on its balance sheet. 1-4 Family Residential Loans
include all single family homes, condos, townhouses, and multi-family
units up to 4 families.
Many banks sell their residential
mortgage loans and as a result the numbers on the balance sheets of
many banks may undercount the actual loan volume. Generally, the larger
the bank, the greater the chance it is selling its loans. As a result,
it is important to note that these numbers are directional only and may
not represent total lending activity.
In addition, be sure
to check a bank's Texas Ratio, available on the Financial Summary tab
of every bank's BestCashCow profile. The Texas Ratio is a measure of
the health of a bank. Banks with high Texas Ratios may be facing
financial distress due to bad or underperforming loans and may have
curtailed their lending activity.