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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in Virginia. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
Martinsville First Savings Bank 20,885 96.50 %
Benchmark Community Bank 273,426 59.81 %
Miners Exchange Bank 29,909 56.80 %
Capon Valley Bank 65,814 55.91 %
The Bank of Charlotte County 56,335 55.91 %
The Bank of Marion 111,279 55.67 %
Metro City Bank 532,219 55.27 %
Oak View National Bank 91,169 54.80 %
Peoples Community Bank 76,356 54.65 %
Presidential Bank, FSB 221,918 53.92 %
City National Bank of West Virginia 1,651,362 53.90 %
New Peoples Bank, Inc. 253,068 52.45 %
Highlands Union Bank 219,030 51.97 %
Citizens Bank and Trust Company 96,943 51.64 %
The Peoples Bank 67,101 50.76 %
The Blue Grass Valley Bank 13,591 48.34 %
The Farmers Bank of Appomattox 70,422 48.31 %
Bank of Charles Town 164,756 47.69 %
The Fauquier Bank 217,749 47.00 %
Farmers and Miners Bank 28,610 45.83 %
Pendleton Community Bank, Inc. 96,791 44.81 %
Virginia Commonwealth Bank 309,916 44.19 %
HomeTrust Bank 1,009,809 43.33 %
Powell Valley National Bank 71,372 43.14 %
First Community Bank 782,706 42.93 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.