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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in Virginia. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
Martinsville First Savings Bank 21,340 96.40 %
Metro City Bank 631,917 58.93 %
Benchmark Community Bank 271,953 58.89 %
Miners Exchange Bank 29,885 56.86 %
The Bank of Marion 116,081 56.57 %
Peoples Community Bank 75,756 56.31 %
Capon Valley Bank 66,704 56.24 %
The Bank of Charlotte County 56,396 56.00 %
Oak View National Bank 93,724 54.25 %
City National Bank of West Virginia 1,673,154 54.23 %
Citizens Bank and Trust Company 96,836 51.56 %
New Peoples Bank, Inc. 254,234 51.33 %
Highlands Union Bank 221,359 51.23 %
The Blue Grass Valley Bank 14,211 50.46 %
Presidential Bank, FSB 182,633 48.89 %
The Peoples Bank 66,134 48.35 %
Bank of Charles Town 165,305 48.29 %
The Farmers Bank of Appomattox 70,383 47.49 %
The Fauquier Bank 223,700 46.05 %
Farmers and Miners Bank 28,481 45.60 %
Pendleton Community Bank, Inc. 96,374 43.52 %
Blue Ridge Bank, National Association 140,260 42.86 %
First Community Bank 778,580 42.82 %
Virginia Commonwealth Bank 315,697 42.67 %
HomeTrust Bank 1,009,694 42.50 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.