Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.
Below are banks offering 1-4 Family Residential Loans near New York City, NY. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.
| Bank | Loans $(000s) | % Loan? |
|---|---|---|
| PS Bank | 115,774 | 26.55 % |
| Alliant Bank | 53,871 | 26.44 % |
| Sherwood Community Bank | 13,594 | 26.22 % |
| Ozark Bank | 66,241 | 26.10 % |
| Mountain Valley Bank | 52,226 | 26.09 % |
| Wayne Bank and Trust Co. | 51,324 | 25.47 % |
| Community State Bank of Missouri | 58,890 | 25.43 % |
| Isabella Bank | 398,544 | 25.29 % |
| The Farmers Bank | 156,595 | 25.21 % |
| The Farmers & Merchants Bank | 8,302 | 25.06 % |
| Wellworth Bank | 311,825 | 24.93 % |
| First State Bank Shannon-Polo | 26,749 | 24.79 % |
| Phenix-Girard Bank | 20,031 | 24.67 % |
| Merchants and Planters Bank | 23,291 | 24.63 % |
| State Bank of Cochran | 36,043 | 23.87 % |
| First National Bank, Ames, Iowa | 155,797 | 23.86 % |
| First City Bank | 11,931 | 23.54 % |
| The Commercial Bank | 80,550 | 23.53 % |
| Root River State Bank | 6,584 | 23.50 % |
| Community Spirit Bank | 34,741 | 23.30 % |
| The Adirondack Trust Company | 233,195 | 23.24 % |
| Central Savings Bank | 78,423 | 22.83 % |
| The Peoples Bank, Biloxi, Mississippi | 62,193 | 22.69 % |
| Tri-County Bank & Trust Company | 46,223 | 22.69 % |
| First Century Bank | 155,988 | 22.29 % |
This search shows the percentage that 1-4 Family Residential Loans make
up of each bank's lending portfolio on its balance sheet. A higher
percentage of 1-4 Family Residential Loans is one indicator that a bank
may be more focused in this area of lending than other banks. The
search also lists the total dollar value of 1-4 Family Residential
Loans held by a bank on its balance sheet. 1-4 Family Residential Loans
include all single family homes, condos, townhouses, and multi-family
units up to 4 families.
Many banks sell their residential
mortgage loans and as a result the numbers on the balance sheets of
many banks may undercount the actual loan volume. Generally, the larger
the bank, the greater the chance it is selling its loans. As a result,
it is important to note that these numbers are directional only and may
not represent total lending activity.
In addition, be sure
to check a bank's Texas Ratio, available on the Financial Summary tab
of every bank's BestCashCow profile. The Texas Ratio is a measure of
the health of a bank. Banks with high Texas Ratios may be facing
financial distress due to bad or underperforming loans and may have
curtailed their lending activity.