Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.
Below are banks offering 1-4 Family Residential Loans near Winchester, VA. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.
| Bank | Loans $(000s) | % Loan? |
|---|---|---|
| Twin Cedars Bank | 12,868 | 13.96 % |
| WesBanco Bank, Inc. | 2,607,941 | 13.92 % |
| TNB Bank | 7,950 | 13.68 % |
| The Bank of Forest | 21,410 | 13.60 % |
| Exchange Bank of Missouri | 41,365 | 12.95 % |
| First Bank | 5,021 | 12.91 % |
| Upper Peninsula State Bank | 35,262 | 12.91 % |
| The Yellowstone Bank | 89,388 | 12.72 % |
| Orrstown Bank | 494,177 | 12.71 % |
| Farmers and Merchants Bank | 77,180 | 12.53 % |
| St. Clair State Bank (Incorporated) | 11,257 | 12.12 % |
| Raccoon Valley Bank | 40,355 | 12.01 % |
| Carroll County Trust Company of Carrollton, Missouri | 10,156 | 11.99 % |
| The Stock Exchange Bank | 16,076 | 11.84 % |
| State Bank | 75,643 | 11.67 % |
| Woodlands National Bank | 15,041 | 11.64 % |
| The Kansas State Bank Overbrook Kansas | 6,347 | 11.64 % |
| Montezuma State Bank | 2,477 | 11.40 % |
| Citizens Bank & Trust Company | 8,990 | 11.19 % |
| Cashmere Valley Bank | 106,595 | 11.10 % |
| Sundance State Bank | 18,311 | 11.10 % |
| Farmers & Merchants Bank of Central California | 392,242 | 11.06 % |
| Iowa State Bank | 32,701 | 11.03 % |
| First Security Bank | 3,763 | 10.99 % |
| Bank Michigan | 11,898 | 10.97 % |
This search shows the percentage that 1-4 Family Residential Loans make
up of each bank's lending portfolio on its balance sheet. A higher
percentage of 1-4 Family Residential Loans is one indicator that a bank
may be more focused in this area of lending than other banks. The
search also lists the total dollar value of 1-4 Family Residential
Loans held by a bank on its balance sheet. 1-4 Family Residential Loans
include all single family homes, condos, townhouses, and multi-family
units up to 4 families.
Many banks sell their residential
mortgage loans and as a result the numbers on the balance sheets of
many banks may undercount the actual loan volume. Generally, the larger
the bank, the greater the chance it is selling its loans. As a result,
it is important to note that these numbers are directional only and may
not represent total lending activity.
In addition, be sure
to check a bank's Texas Ratio, available on the Financial Summary tab
of every bank's BestCashCow profile. The Texas Ratio is a measure of
the health of a bank. Banks with high Texas Ratios may be facing
financial distress due to bad or underperforming loans and may have
curtailed their lending activity.