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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in California. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
First Western Trust Bank 759,471 30.15 %
Five Star Bank 26,281 0.86 %
Gateway Bank, F.S.B. 79,947 54.53 %
GBC International Bank 3,479 0.74 %
Golden Bank, National Association 133,451 9.17 %
Golden State Bank 53,474 9.61 %
Golden Valley Bank 29,106 12.32 %
Hanmi Bank 547,465 8.94 %
HCN Bank 1,647 0.24 %
Heritage Bank of Commerce 590,869 17.88 %
Home Bank of California 52,631 24.99 %
Industrial and Commercial Bank of China USA, National Association 447,732 16.38 %
Infinity Bank 8,216 4.30 %
International City Bank Federal Savings Bank 9,264 5.36 %
Malaga Bank F.S.B. 94,633 7.46 %
Mechanics Bank 2,247,808 21.11 %
Mega Bank 41,120 11.13 %
Merchants Bank of Commerce 90,520 8.60 %
Metropolitan Bank 48,912 27.03 %
MidFirst Bank 17,094,578 56.95 %
Mission Bank 45,125 3.78 %
Mission National Bank 16,251 11.29 %
Montecito Bank & Trust 250,385 20.58 %
Monterey County Bank 7,664 11.61 %
Murphy Bank 44,133 14.16 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.