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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in New York. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
Orange Bank & Trust Company 134,400 6.90 %
Pathfinder Bank 283,458 32.67 %
People's United Bank, National Association 8,720,533 24.25 %
Pioneer Bank, National Association 370,083 19.78 %
Rhinebeck Bank 66,310 7.22 %
Rondout Savings Bank 230,999 56.68 %
Salisbury Bank and Trust Company 423,397 34.21 %
Saratoga National Bank and Trust 179,796 18.65 %
Savannah Bank National Association 47,405 52.70 %
SB One Bank 379,396 22.66 %
Seneca Savings Bank, National Association 99,649 42.06 %
Shinhan Bank America 260,902 14.55 %
Sterling National Bank 1,490,945 7.07 %
Steuben Trust Company 91,613 28.59 %
The Adirondack Trust Company 233,195 23.24 %
The Bank of Castile 317,061 25.11 %
The Berkshire Bank 37,478 27.80 %
The Canandaigua National Bank and Trust Company 867,866 21.43 %
The Citizens National Bank of Hammond 11,687 58.81 %
The Delaware National Bank of Delhi 111,882 41.99 %
The First National Bank of Dryden 34,915 34.70 %
The First National Bank of Groton 53,336 51.05 %
The Lyons National Bank 645,749 41.74 %
The North Country Savings Bank 224,196 71.31 %
The Putnam County National Bank of Carmel 47,402 39.00 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.