Compound Interest Calculator
Savings Account from 1st Colonial Community Bank with 3.51% APY and $500 minimum deposit

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The product Savings Account from 1st Colonial Community Bank with 3.51% APY and $500 minimum deposit and a tax rate of 30 compounded annually, with an initial amount of $20,000, after 10 years would have grown your savings to approximately $28,239. The interest earned would be $8,239 and the tax amount on the interest earned would be approximately $2,472.

Please note that this analysis assumes a constant interest rate and doesn't take into account any fees associated with the savings account.

The Results for 1st Colonial Community Bank

Savings Boost of
$5,451 over 10 years

Cash Savings $20,000

Average Interest Earned $317

1st Colonial Community Bank Interest Earned $5,767

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This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

	Rate: 0.22%	Annual Interest	Annual Interest (After Tax)
1	20,000	45	31
2	20,045	45	31
3	20,090	45	32
4	20,135	45	32
5	20,180	45	32
6	20,225	45	32
7	20,270	45	32
8	20,316	46	32
9	20,361	46	32
10	20,407	46	32
	TOTAL:	$453	$317

1st Colonial Community Bank Scenario

	Rate: 3.51%	Annual Interest	Annual Interest (After Tax)
1	20,000	702	491
2	20,702	727	509
3	21,429	752	527
4	22,181	779	545
5	22,959	806	564
6	23,765	834	584
7	24,599	863	604
8	25,463	894	626
9	26,357	925	648
10	27,282	958	670
	TOTAL:	$8,239	$5,767

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The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.

Recent Rate Changes

Date	APY
December 29, 2025	3.51%
November 13, 2025	3.67%

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Compound Interest Calculator Savings Account from 1st Colonial Community Bank with 3.51% APY and $500 minimum deposit