Compound Interest Calculator
CD Account from CIBC Bank USA with 0.65% APY

Small differences in savings or CD rates may seem trivial. But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. Use our calculator on the right below to see how much larger your accounts can be by moving to higher earning savings and CD rates.

Use or Change these Amounts And Rates

The Results for CIBC Bank USA

Savings Boost of
$-208 over 10 years
Cash Savings $20,000
Average Interest Earned $1,145

 
CIBC Bank USA Interest Earned $937

 

 

See comparison detail table

This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. The difference between the bank rate entered and the average rate may not remain constant throughout the term.

Comparison Detail Table Close X

Average Rate Scenario

Rate:
0.79%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 158 110
2 20,158 159 111
3 20,317 160 112
4 20,477 162 113
5 20,639 163 114
6 20,802 164 115
7 20,966 165 116
8 21,131 167 117
9 21,298 168 118
10 21,466 169 119
TOTAL: $1,635 $1,145

CIBC Bank USA Scenario

Rate:
0.65%
Annual
Interest
Annual Interest
(After Tax)
1 20,000 130 91
2 20,130 131 92
3 20,261 132 92
4 20,393 133 93
5 20,525 133 93
6 20,659 134 94
7 20,793 135 95
8 20,928 136 95
9 21,064 137 96
10 21,201 138 96
TOTAL: $1,339 $937

Take Action

The accounts below offer some of the best rates in the country can be opened online, and are available nationally. As the calculator shows, changing accounts to earn a higher interest rate can really add up over time.