1001 Main Street
Evanston, WY 82930


General Bank Information

FDIC Insured Yes
FDIC Certificate # 16522
Date Established 1934
Assets $0.77 billion
Loans $0.23 billion
Deposits $0.54 billion
Capital $0.10 billion

1ST BANK is an FDIC insured institution located in Evanston, WY. It was founded in 1934 and has approximately $0.77 billion in assets.

For a more detailed analysis of 1ST BANK's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in 1ST BANK’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, 1ST BANK’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for 1ST BANK

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to 1ST BANK

Note to 1ST BANK
To upload and update your bank's rates please register. It is free to register and add rates.


1ST BANK branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

1st Bank Locations

Financial Details

1ST BANK Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1ST BANK. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
1ST BANK U.S. Bank Average
13.95% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, 1ST BANK had $10,228,000 in non-current loans and $4,576,000 in owned real estate. To cover these potential losses it had $97,457,000 in equity and $8,698,000 in loans loss reserves. That gives it a Texas Ratio of 13.95%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
1ST BANK U.S. Bank Average
7.75% 8.39%

1ST BANK has a Return on Equity of 7.75% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

1ST BANK U.S. Bank Average
12.69% 11.94%

1ST BANK has a Capitalization of 12.69% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

1ST BANK Balance Sheet Analysis

As of March 31, 2012, 1ST BANK had assets of $768,016,000, loans of $225,920,000, and deposits of $538,864,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for 1ST BANK

There are currently no comments for 1ST BANK. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →