1st Commerce Bank

5135 Camino Al Norte, Suite 4
North Las Vegas, NV 89031


General Bank Information

FDIC Insured Yes
FDIC Certificate # 58358
Date Established 2006
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

1st Commerce Bank is an FDIC insured institution located in North Las Vegas, NV. It was founded in 2006 and has approximately $0.02 billion in assets.

For a more detailed analysis of 1st Commerce Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in 1st Commerce Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Nevada, 1st Commerce Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.63
Small Business Loans 68.91
Construction and Development Loans 3.44
Commercial Real Estate 84.54
Commercial and Industrial Loans 15.27
Farm Loans 0.00

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for 1st Commerce Bank

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to 1st Commerce Bank

Note to 1st Commerce Bank
To upload and update your bank's rates please register. It is free to register and add rates.


1st Commerce Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

1st Commerce Bank Locations

Financial Details

1st Commerce Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Commerce Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
1st Commerce Bank U.S. Bank Average
224.27% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, 1st Commerce Bank had $1,309,000 in non-current loans and $2,055,000 in owned real estate. To cover these potential losses it had $528,000 in equity and $972,000 in loans loss reserves. That gives it a Texas Ratio of 224.27%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
1st Commerce Bank U.S. Bank Average
60.29% 8.39%

1st Commerce Bank has a Return on Equity of 60.29% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

1st Commerce Bank U.S. Bank Average
2.62% 11.94%

1st Commerce Bank has a Capitalization of 2.62% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

1st Commerce Bank Balance Sheet Analysis

As of March 31, 2013, 1st Commerce Bank had assets of $20,152,000, loans of $13,426,000, and deposits of $19,579,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for 1st Commerce Bank

There are currently no comments for 1st Commerce Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →