Academy Bank, National Association

8551 N Boardwalk Avenue
Kansas City, MO 64154

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19600
Date Established 1966
Assets $1.24 billion
Loans $0.87 billion
Deposits $0.91 billion
Capital $0.20 billion

Academy Bank, National Association is an FDIC insured institution located in Kansas City, MO. It was founded in 1966 and has approximately $1.24 billion in assets. Customers can open an account at one of its 97 branches.

For a more detailed analysis of Academy Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Academy Bank, National Association’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Missouri, Academy Bank, National Association has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 14.80
Multifamily
Mortgages
4.23
Credit Card Loans 0.40
Consumer Auto Loans 0.13
Small Business Loans 3.13
Construction and Development Loans 5.05
Commercial Real Estate 44.84
Commercial and Industrial Loans 25.52
Farm Loans 0.22

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.40% $500 - Learn MoreShow Less
6 Mo CD 10K
0.50% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.05% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $500 - Learn MoreShow Less
Special: 13 Mo FIRA
1.36% $500 - Learn MoreShow Less
Special: 19 Mo FIRA
1.51% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.03% $1 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $25 $10,000 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Academy Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Academy Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Academy Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Academy Bank, National Association Locations

Financial Details

Academy Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Academy Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Academy Bank, National Association U.S. Bank Average
6.55% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Academy Bank, National Association had $12,769,000 in non-current loans and $1,230,000 in owned real estate. To cover these potential losses it had $202,031,000 in equity and $11,540,000 in loans loss reserves. That gives it a Texas Ratio of 6.55%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Academy Bank, National Association U.S. Bank Average
6.91% 8.58

Academy Bank, National Association has a Return on Equity of 6.91% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Academy Bank, National Association U.S. Bank Average
16.27% 12.11

Academy Bank, National Association has a Capitalization of 16.27% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Academy Bank, National Association Balance Sheet Analysis

As of June 30, 2017, Academy Bank, National Association had assets of $1,241,832,000, loans of $868,610,000, and deposits of $909,720,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Academy Bank, National Association

Branches and Savings

Is Academy Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #19600.

Why does Academy Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Academy Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Academy Bank, National Association a commercial bank?

Yes

Where are Academy Bank, National Association locations?

See branch locations nearby.

Is Academy Bank, National Association open on Saturdays?

Is Academy Bank, National Association open on Sundays?

What time does Academy Bank, National Association open?

What time does Academy Bank, National Association close?

Are Academy Bank, National Association ATMs Open 24/7?

Do Academy Bank, National Association ATMs accept cash deposits?

Can Academy Bank, National Association customers use other ATMs?

Do Academy Bank, National Association branches have notaries?

Will Academy Bank, National Association notarize my document?

What address for Academy Bank, National Association should I put for incoming ACH transfers?

Will the Academy Bank, National Association branch print checks?

Do Academy Bank, National Association checks expire?

Does Academy Bank, National Association require US citizenship to open account?

Can Academy Bank, National Association close my account?

Does Academy Bank, National Association Report to credit bureaus?

Does Academy Bank, National Association Use Equifax?

What is Academy Bank, National Association's ACH Routing Number?

What is Academy Bank, National Association's SWIFT code?

Products

Does Academy Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Academy Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Academy Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Academy Bank, National Association offer student loans?

Will Academy Bank, National Association cash a check?

Will Academy Bank, National Association redeem a savings bond?

Does Academy Bank, National Association cash savings bonds?

Will Academy Bank, National Association cash money orders?

Can Academy Bank, National Association issue a money order?

Does Academy Bank, National Association do currency exchange?

Background on The Bank

Who owns Academy Bank, National Association?

How long has Academy Bank, National Association been around?

Can Academy Bank, National Association transfer to other banks?

Does Academy Bank, National Association have quick pay?

Does Academy Bank, National Association accept rolled coins?

Will Academy Bank, National Association accept loose change?

Where is Academy Bank, National Association headquarters?

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