Adams Dairy Bank

651 Ne Coronado Drive
Blue Springs, MO 64014

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58697
Date Established 2008
Assets $0.13 billion
Loans $0.09 billion
Deposits $0.10 billion
Capital $0.01 billion

Adams Dairy Bank is an FDIC insured institution located in Blue Springs, MO. It was founded in 2008 and has approximately $0.13 billion in assets.

For a more detailed analysis of Adams Dairy Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Adams Dairy Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Missouri, Adams Dairy Bank has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.52
Multifamily
Mortgages
11.38
Credit Card Loans 0.00
Consumer Auto Loans 0.30
Small Business Loans 0.00
Construction and Development Loans 3.01
Commercial Real Estate 40.84
Commercial and Industrial Loans 5.05
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.32% $500 - Learn MoreShow Less
6 Mo CD 10K
0.68% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.03% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $1,500 $14,999 Learn MoreShow Less
MM 25K
0.18% $15,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.14% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Adams Dairy Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Adams Dairy Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Adams Dairy Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Adams Dairy Bank Locations

Financial Details

Adams Dairy Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adams Dairy Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Adams Dairy Bank U.S. Bank Average
8.2% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Adams Dairy Bank had $489,000 in non-current loans and $545,000 in owned real estate. To cover these potential losses it had $11,693,000 in equity and $917,000 in loans loss reserves. That gives it a Texas Ratio of 8.2%.

Return on Equity
Adams Dairy Bank U.S. Bank Average
9.15% 8.84%

Adams Dairy Bank has a Return on Equity of 9.15% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Adams Dairy Bank U.S. Bank Average
9.23% 12.21%

Adams Dairy Bank has a Capitalization of 9.23% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Adams Dairy Bank Balance Sheet Analysis

As of September 30, 2017, Adams Dairy Bank had assets of $126,749,000, loans of $89,865,000, and deposits of $102,193,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Adams Dairy Bank

Branches and Savings

Is Adams Dairy Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58697.

Why does Adams Dairy Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Adams Dairy Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Adams Dairy Bank a commercial bank?

Yes

Where are Adams Dairy Bank locations?

See branch locations nearby.

Is Adams Dairy Bank open on Saturdays?

Is Adams Dairy Bank open on Sundays?

What time does Adams Dairy Bank open?

What time does Adams Dairy Bank close?

Are Adams Dairy Bank ATMs Open 24/7?

Do Adams Dairy Bank ATMs accept cash deposits?

Can Adams Dairy Bank customers use other ATMs?

Do Adams Dairy Bank branches have notaries?

Will Adams Dairy Bank notarize my document?

What address for Adams Dairy Bank should I put for incoming ACH transfers?

Will the Adams Dairy Bank branch print checks?

Do Adams Dairy Bank checks expire?

Does Adams Dairy Bank require US citizenship to open account?

Can Adams Dairy Bank close my account?

Does Adams Dairy Bank Report to credit bureaus?

Does Adams Dairy Bank Use Equifax?

What is Adams Dairy Bank's ACH Routing Number?

What is Adams Dairy Bank's SWIFT code?

Products

Does Adams Dairy Bank offer mortgages?

Compare mortgage rates here.

Does Adams Dairy Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Adams Dairy Bank offer personal loans?

Compare personal loan rates here.

Does Adams Dairy Bank offer student loans?

Will Adams Dairy Bank cash a check?

Will Adams Dairy Bank redeem a savings bond?

Does Adams Dairy Bank cash savings bonds?

Will Adams Dairy Bank cash money orders?

Can Adams Dairy Bank issue a money order?

Does Adams Dairy Bank do currency exchange?

Background on The Bank

Who owns Adams Dairy Bank?

How long has Adams Dairy Bank been around?

Can Adams Dairy Bank transfer to other banks?

Does Adams Dairy Bank have quick pay?

Does Adams Dairy Bank accept rolled coins?

Will Adams Dairy Bank accept loose change?

Where is Adams Dairy Bank headquarters?

Customer Reviews for Adams Dairy Bank

There are currently no comments for Adams Dairy Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →