Adrian Bank

130 East Main Street
Adrian, MO 64720

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8251
Date Established 1932
Assets $0.14 billion
Loans $0.09 billion
Deposits $0.13 billion
Capital $0.01 billion

Adrian Bank is an FDIC insured institution located in Adrian, MO. It was founded in 1932 and has approximately $0.14 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Adrian Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Adrian Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Missouri, Adrian Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.80
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.87
Small Business Loans 11.84
Construction and Development Loans 3.96
Commercial Real Estate 14.28
Commercial and Industrial Loans 11.26
Farm Loans 23.69

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.65% $50 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $750 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Adrian Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Adrian Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Adrian Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Adrian Bank Locations

Financial Details

Adrian Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adrian Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Adrian Bank U.S. Bank Average
7.15% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Adrian Bank had $1,139,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $14,932,000 in equity and $995,000 in loans loss reserves. That gives it a Texas Ratio of 7.15%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Adrian Bank U.S. Bank Average
17.22% 8.58

Adrian Bank has a Return on Equity of 17.22% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Adrian Bank U.S. Bank Average
10.44% 12.11

Adrian Bank has a Capitalization of 10.44% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Adrian Bank Balance Sheet Analysis

As of June 30, 2017, Adrian Bank had assets of $143,038,000, loans of $89,680,000, and deposits of $127,624,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Adrian Bank

Branches and Savings

Is Adrian Bank FDIC insured?

Yes. It is covered under FDIC Certificate #8251.

Why does Adrian Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Adrian Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Adrian Bank a commercial bank?

Yes

Where are Adrian Bank locations?

See branch locations nearby.

Is Adrian Bank open on Saturdays?

Is Adrian Bank open on Sundays?

What time does Adrian Bank open?

What time does Adrian Bank close?

Are Adrian Bank ATMs Open 24/7?

Do Adrian Bank ATMs accept cash deposits?

Can Adrian Bank customers use other ATMs?

Do Adrian Bank branches have notaries?

Will Adrian Bank notarize my document?

What address for Adrian Bank should I put for incoming ACH transfers?

Will the Adrian Bank branch print checks?

Do Adrian Bank checks expire?

Does Adrian Bank require US citizenship to open account?

Can Adrian Bank close my account?

Does Adrian Bank Report to credit bureaus?

Does Adrian Bank Use Equifax?

What is Adrian Bank's ACH Routing Number?

What is Adrian Bank's SWIFT code?

Products

Does Adrian Bank offer mortgages?

Compare mortgage rates here.

Does Adrian Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Adrian Bank offer personal loans?

Compare personal loan rates here.

Does Adrian Bank offer student loans?

Will Adrian Bank cash a check?

Will Adrian Bank redeem a savings bond?

Does Adrian Bank cash savings bonds?

Will Adrian Bank cash money orders?

Can Adrian Bank issue a money order?

Does Adrian Bank do currency exchange?

Background on The Bank

Who owns Adrian Bank?

How long has Adrian Bank been around?

Can Adrian Bank transfer to other banks?

Does Adrian Bank have quick pay?

Does Adrian Bank accept rolled coins?

Will Adrian Bank accept loose change?

Where is Adrian Bank headquarters?

Customer Reviews for Adrian Bank

There are currently no comments for Adrian Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →