Advantage Bank

8001 Ne 23rd Street
Oklahoma City, OK 73141


General Bank Information

FDIC Insured Yes
FDIC Certificate # 18152
Date Established 1913
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Advantage Bank is an FDIC insured institution located in Oklahoma City, OK. It was founded in 1913 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Advantage Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Advantage Bank’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.

Compared to other banks in Oklahoma, Advantage Bank has a significantly higher percent of 1-4 Family Residential Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 41.07
Credit Card Loans 0.00
Consumer Auto Loans 1.49
Small Business Loans 0.00
Construction and Development Loans 24.18
Commercial Real Estate 21.46
Commercial and Industrial Loans 8.18
Farm Loans 0.67

Deposit Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.30% $500 - Learn MoreShow Less
12 Mo CD 10K
0.35% $500 - Learn MoreShow Less
18 Mo CD 10K
0.40% $500 - Learn MoreShow Less
24 Mo CD 10K
0.50% $500 - Learn MoreShow Less
36 Mo CD 10K
1.00% $500 - Learn MoreShow Less
48 Mo CD 10K
1.21% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.20% $100 - Learn MoreShow Less
Fixed IRA 0K
0.35% $500 - Learn MoreShow Less
MM 10K
0.25% $100 - Learn MoreShow Less
Premium MM 25K
1.38% $25,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Advantage Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
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Angel Oak Home Loans LLC
NMLS ID: 685842
4.674% 4.625% 0.25 $1,444 $1,286 Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.334% 4.250% 0.00 $2,500 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Advantage Bank
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Advantage Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Advantage Bank Locations

Financial Details

Advantage Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Advantage Bank U.S. Bank Average
18.58% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Advantage Bank had $1,086,000 in non-current loans and $439,000 in owned real estate. To cover these potential losses it had $7,796,000 in equity and $411,000 in loans loss reserves. That gives it a Texas Ratio of 18.58%.

Return on Equity
Advantage Bank U.S. Bank Average
4.66% 8.84%

Advantage Bank has a Return on Equity of 4.66% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Advantage Bank U.S. Bank Average
13.3% 12.21%

Advantage Bank has a Capitalization of 13.3% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Advantage Bank Balance Sheet Analysis

As of September 30, 2017, Advantage Bank had assets of $58,598,000, loans of $35,468,000, and deposits of $50,748,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Advantage Bank

Branches and Savings

Is Advantage Bank FDIC insured?

Yes. It is covered under FDIC Certificate #18152.

Why does Advantage Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Advantage Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Advantage Bank a commercial bank?


Where are Advantage Bank locations?

See branch locations nearby.

Is Advantage Bank open on Saturdays?

Is Advantage Bank open on Sundays?

What time does Advantage Bank open?

What time does Advantage Bank close?

Are Advantage Bank ATMs Open 24/7?

Do Advantage Bank ATMs accept cash deposits?

Can Advantage Bank customers use other ATMs?

Do Advantage Bank branches have notaries?

Will Advantage Bank notarize my document?

What address for Advantage Bank should I put for incoming ACH transfers?

Will the Advantage Bank branch print checks?

Do Advantage Bank checks expire?

Does Advantage Bank require US citizenship to open account?

Can Advantage Bank close my account?

Does Advantage Bank Report to credit bureaus?

Does Advantage Bank Use Equifax?

What is Advantage Bank's ACH Routing Number?

What is Advantage Bank's SWIFT code?


Does Advantage Bank offer mortgages?

Compare mortgage rates here.

Does Advantage Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Bank offer personal loans?

Compare personal loan rates here.

Does Advantage Bank offer student loans?

Will Advantage Bank cash a check?

Will Advantage Bank redeem a savings bond?

Does Advantage Bank cash savings bonds?

Will Advantage Bank cash money orders?

Can Advantage Bank issue a money order?

Does Advantage Bank do currency exchange?

Background on The Bank

Who owns Advantage Bank?

How long has Advantage Bank been around?

Can Advantage Bank transfer to other banks?

Does Advantage Bank have quick pay?

Does Advantage Bank accept rolled coins?

Will Advantage Bank accept loose change?

Where is Advantage Bank headquarters?

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