Advantage Community Bank

101 Wbusiness County Road A
Dorchester, WI 54425

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10375
Date Established 1906
Assets $0.14 billion
Loans $0.10 billion
Deposits $0.12 billion
Capital $0.02 billion

Advantage Community Bank is an FDIC insured institution located in Dorchester, WI. It was founded in 1906 and has approximately $0.14 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Advantage Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Advantage Community Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Advantage Community Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.70
Multifamily
Mortgages
1.53
Credit Card Loans 0.00
Consumer Auto Loans 1.53
Small Business Loans 16.22
Construction and Development Loans 5.31
Commercial Real Estate 25.86
Commercial and Industrial Loans 14.25
Farm Loans 6.57

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.35% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.15% $1 $4,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.65% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $1 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $74,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 $14,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Advantage Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Advantage Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Advantage Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Advantage Community Bank Locations

Financial Details

Advantage Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Advantage Community Bank U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Advantage Community Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $16,711,000 in equity and $1,172,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Advantage Community Bank U.S. Bank Average
8.27% 8.58

Advantage Community Bank has a Return on Equity of 8.27% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Advantage Community Bank U.S. Bank Average
11.82% 12.11

Advantage Community Bank has a Capitalization of 11.82% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Advantage Community Bank Balance Sheet Analysis

As of June 30, 2017, Advantage Community Bank had assets of $141,335,000, loans of $97,106,000, and deposits of $119,727,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Advantage Community Bank

Branches and Savings

Is Advantage Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #10375.

Why does Advantage Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Advantage Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Advantage Community Bank a commercial bank?

Yes

Where are Advantage Community Bank locations?

See branch locations nearby.

Is Advantage Community Bank open on Saturdays?

Is Advantage Community Bank open on Sundays?

What time does Advantage Community Bank open?

What time does Advantage Community Bank close?

Are Advantage Community Bank ATMs Open 24/7?

Do Advantage Community Bank ATMs accept cash deposits?

Can Advantage Community Bank customers use other ATMs?

Do Advantage Community Bank branches have notaries?

Will Advantage Community Bank notarize my document?

What address for Advantage Community Bank should I put for incoming ACH transfers?

Will the Advantage Community Bank branch print checks?

Do Advantage Community Bank checks expire?

Does Advantage Community Bank require US citizenship to open account?

Can Advantage Community Bank close my account?

Does Advantage Community Bank Report to credit bureaus?

Does Advantage Community Bank Use Equifax?

What is Advantage Community Bank's ACH Routing Number?

What is Advantage Community Bank's SWIFT code?

Products

Does Advantage Community Bank offer mortgages?

Compare mortgage rates here.

Does Advantage Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Community Bank offer personal loans?

Compare personal loan rates here.

Does Advantage Community Bank offer student loans?

Will Advantage Community Bank cash a check?

Will Advantage Community Bank redeem a savings bond?

Does Advantage Community Bank cash savings bonds?

Will Advantage Community Bank cash money orders?

Can Advantage Community Bank issue a money order?

Does Advantage Community Bank do currency exchange?

Background on The Bank

Who owns Advantage Community Bank?

How long has Advantage Community Bank been around?

Can Advantage Community Bank transfer to other banks?

Does Advantage Community Bank have quick pay?

Does Advantage Community Bank accept rolled coins?

Will Advantage Community Bank accept loose change?

Where is Advantage Community Bank headquarters?

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