Affiliated Bank, National Association

500 Harwood Rd.
Bedford, TX 76021

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34885
Date Established 1959
Assets $0.68 billion
Loans $0.61 billion
Deposits $0.53 billion
Capital $0.07 billion

Affiliated Bank, National Association is an FDIC insured institution located in Bedford, TX. It was founded in 1959 and has approximately $0.68 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Affiliated Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Affiliated Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial Real Estate.

Compared to other banks in Texas, Affiliated Bank, National Association has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 37.08
Multifamily
Mortgages
0.59
Credit Card Loans 0.00
Consumer Auto Loans 0.19
Small Business Loans 8.78
Construction and Development Loans 32.35
Commercial Real Estate 23.01
Commercial and Industrial Loans 6.96
Farm Loans 0.00

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.40% $2,500 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $1,000 $49,999 Learn MoreShow Less
3 Mo CD
0.70% $90,000 - Learn MoreShow Less
6 Mo CD
0.55% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
0.80% $90,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
Var IRA
0.50% $25 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $100 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Affiliated Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Affiliated Bank, National Association
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Branches

Affiliated Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Affiliated Bank, National Association Locations

Financial Details

Affiliated Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affiliated Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Affiliated Bank, National Association U.S. Bank Average
7.45% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Affiliated Bank, National Association had $860,000 in non-current loans and $4,714,000 in owned real estate. To cover these potential losses it had $66,991,000 in equity and $7,804,000 in loans loss reserves. That gives it a Texas Ratio of 7.45%.

Return on Equity
Affiliated Bank, National Association U.S. Bank Average
9.75% 9.77%

Affiliated Bank, National Association has a Return on Equity of 9.75% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Affiliated Bank, National Association U.S. Bank Average
9.89% 12.31%

Affiliated Bank, National Association has a Capitalization of 9.89% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Affiliated Bank, National Association Balance Sheet Analysis

As of June 30, 2018, Affiliated Bank, National Association had assets of $677,326,000, loans of $608,211,000, and deposits of $532,358,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.04 billion
Interest-bearing balances $0.04 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.61 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.61 billion
LIABILITIES
Total deposits $0.53 billion
      Interest-bearing deposits $0.44 billion
      Deposits held in domestic offices $0.53 billion
      % insured (estimated) 76.29%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.08 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.61 billion
      Shareholders’ Equity $0.07 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.02 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Affiliated Bank, National Association

Branches and Savings

Is Affiliated Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #34885.

Why does Affiliated Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Affiliated Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Affiliated Bank, National Association a commercial bank?

Yes

Where are Affiliated Bank, National Association locations?

See branch locations nearby.

Is Affiliated Bank, National Association open on Saturdays?

Is Affiliated Bank, National Association open on Sundays?

What time does Affiliated Bank, National Association open?

What time does Affiliated Bank, National Association close?

Are Affiliated Bank, National Association ATMs Open 24/7?

Do Affiliated Bank, National Association ATMs accept cash deposits?

Can Affiliated Bank, National Association customers use other ATMs?

Do Affiliated Bank, National Association branches have notaries?

Will Affiliated Bank, National Association notarize my document?

What address for Affiliated Bank, National Association should I put for incoming ACH transfers?

Will the Affiliated Bank, National Association branch print checks?

Do Affiliated Bank, National Association checks expire?

Does Affiliated Bank, National Association require US citizenship to open account?

Can Affiliated Bank, National Association close my account?

Does Affiliated Bank, National Association Report to credit bureaus?

Does Affiliated Bank, National Association Use Equifax?

What is Affiliated Bank, National Association's ACH Routing Number?

What is Affiliated Bank, National Association's SWIFT code?

Products

Does Affiliated Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Affiliated Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Affiliated Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Affiliated Bank, National Association offer student loans?

Will Affiliated Bank, National Association cash a check?

Will Affiliated Bank, National Association redeem a savings bond?

Does Affiliated Bank, National Association cash savings bonds?

Will Affiliated Bank, National Association cash money orders?

Can Affiliated Bank, National Association issue a money order?

Does Affiliated Bank, National Association do currency exchange?

Background on The Bank

Who owns Affiliated Bank, National Association?

How long has Affiliated Bank, National Association been around?

Can Affiliated Bank, National Association transfer to other banks?

Does Affiliated Bank, National Association have quick pay?

Does Affiliated Bank, National Association accept rolled coins?

Will Affiliated Bank, National Association accept loose change?

Where is Affiliated Bank, National Association headquarters?

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