AIG Federal Savings Bank

503 Carr Road, Suite 130
Wilmington, DE 19809

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35267
Date Established 2000
Assets $0.03 billion
Loans $0.00 billion
Deposits $0.00 billion
Capital $0.03 billion

AIG Federal Savings Bank is an FDIC insured institution located in Wilmington, DE. It was founded in 2000 and has approximately $0.03 billion in assets.

For a more detailed analysis of AIG Federal Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AIG Federal Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, AIG Federal Savings Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Deposit Rates - December 14, 2018

Your Current Location: Virginia, VA 20146

There are currently no rates available for Aig Federal Savings Bank, but see these great savings and CD rates:

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Bank Online Offers

Loan Rates - December 14, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AIG Federal Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Payment
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Ally Bank
NMLS ID: 181005
4.701% 4.625% 0.50 $2,296 $1,286 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.796% 4.750% 0.00 $1,451 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to AIG Federal Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

AIG Federal Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


AIG Federal Savings Bank Locations

Financial Details

AIG Federal Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AIG Federal Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AIG Federal Savings Bank U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, AIG Federal Savings Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $32,412,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
AIG Federal Savings Bank U.S. Bank Average
8.26% 9.77%

AIG Federal Savings Bank has a Return on Equity of 8.26% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AIG Federal Savings Bank U.S. Bank Average
96.29% 12.31%

AIG Federal Savings Bank has a Capitalization of 96.29% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AIG Federal Savings Bank Balance Sheet Analysis

As of June 30, 2018, AIG Federal Savings Bank had assets of $33,660,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.00 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.00 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 50.10%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Aig Federal Savings Bank

Branches and Savings

Is Aig Federal Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #35267.

Why does Aig Federal Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Aig Federal Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Aig Federal Savings Bank a commercial bank?

Yes

Where are Aig Federal Savings Bank locations?

See branch locations nearby.

Is Aig Federal Savings Bank open on Saturdays?

Is Aig Federal Savings Bank open on Sundays?

What time does Aig Federal Savings Bank open?

What time does Aig Federal Savings Bank close?

Are Aig Federal Savings Bank ATMs Open 24/7?

Do Aig Federal Savings Bank ATMs accept cash deposits?

Can Aig Federal Savings Bank customers use other ATMs?

Do Aig Federal Savings Bank branches have notaries?

Will Aig Federal Savings Bank notarize my document?

What address for Aig Federal Savings Bank should I put for incoming ACH transfers?

Will the Aig Federal Savings Bank branch print checks?

Do Aig Federal Savings Bank checks expire?

Does Aig Federal Savings Bank require US citizenship to open account?

Can Aig Federal Savings Bank close my account?

Does Aig Federal Savings Bank Report to credit bureaus?

Does Aig Federal Savings Bank Use Equifax?

What is Aig Federal Savings Bank's ACH Routing Number?

What is Aig Federal Savings Bank's SWIFT code?

Products

Does Aig Federal Savings Bank offer mortgages?

Compare mortgage rates here.

Does Aig Federal Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Aig Federal Savings Bank offer personal loans?

Compare personal loan rates here.

Does Aig Federal Savings Bank offer student loans?

Will Aig Federal Savings Bank cash a check?

Will Aig Federal Savings Bank redeem a savings bond?

Does Aig Federal Savings Bank cash savings bonds?

Will Aig Federal Savings Bank cash money orders?

Can Aig Federal Savings Bank issue a money order?

Does Aig Federal Savings Bank do currency exchange?

Background on The Bank

Who owns Aig Federal Savings Bank?

How long has Aig Federal Savings Bank been around?

Can Aig Federal Savings Bank transfer to other banks?

Does Aig Federal Savings Bank have quick pay?

Does Aig Federal Savings Bank accept rolled coins?

Will Aig Federal Savings Bank accept loose change?

Where is Aig Federal Savings Bank headquarters?

Customer Reviews for AIG Federal Savings Bank


  • craig mccaleb

    March 18, 2015

    i got a check from my late wifes account. i need to know where i can cash the check.

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