AIMBank

337 Phelps Avenue
Littlefield, TX 79339

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3304
Date Established 1925
Assets $1.00 billion
Loans $0.73 billion
Deposits $0.89 billion
Capital $0.10 billion

AIMBank is an FDIC insured institution located in Littlefield, TX. It was founded in 1925 and has approximately $1 billion in assets. Customers can open an account at one of its 16 branches.

For a more detailed analysis of AIMBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AIMBank’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Texas, AIMBank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.46
Multifamily
Mortgages
1.01
Credit Card Loans 0.00
Consumer Auto Loans 0.41
Small Business Loans 4.03
Construction and Development Loans 8.14
Commercial Real Estate 26.22
Commercial and Industrial Loans 27.46
Farm Loans 9.79

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.40% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.40% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.55% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.55% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.15% $1 $4,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.90% $1,000 $99,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $5,000 $14,999 Learn MoreShow Less
MM 25K
0.35% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AIMBank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to AIMBank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

AIMBank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Aimbank Locations

Financial Details

AIMBank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AIMBank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AIMBank U.S. Bank Average
3.65% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, AIMBank had $3,333,000 in non-current loans and $637,000 in owned real estate. To cover these potential losses it had $97,113,000 in equity and $11,595,000 in loans loss reserves. That gives it a Texas Ratio of 3.65%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
AIMBank U.S. Bank Average
12.5% 8.58

AIMBank has a Return on Equity of 12.5% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
AIMBank U.S. Bank Average
9.72% 12.11

AIMBank has a Capitalization of 9.72% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AIMBank Balance Sheet Analysis

As of June 30, 2017, AIMBank had assets of $998,830,000, loans of $730,531,000, and deposits of $891,184,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About AIMBank

Branches and Savings

Is AIMBank FDIC insured?

Yes. It is covered under FDIC Certificate #3304.

Why does AIMBank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are AIMBank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is AIMBank a commercial bank?

Yes

Where are AIMBank locations?

See branch locations nearby.

Is AIMBank open on Saturdays?

Is AIMBank open on Sundays?

What time does AIMBank open?

What time does AIMBank close?

Are AIMBank ATMs Open 24/7?

Do AIMBank ATMs accept cash deposits?

Can AIMBank customers use other ATMs?

Do AIMBank branches have notaries?

Will AIMBank notarize my document?

What address for AIMBank should I put for incoming ACH transfers?

Will the AIMBank branch print checks?

Do AIMBank checks expire?

Does AIMBank require US citizenship to open account?

Can AIMBank close my account?

Does AIMBank Report to credit bureaus?

Does AIMBank Use Equifax?

What is AIMBank's ACH Routing Number?

What is AIMBank's SWIFT code?

Products

Does AIMBank offer mortgages?

Compare mortgage rates here.

Does AIMBank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does AIMBank offer personal loans?

Compare personal loan rates here.

Does AIMBank offer student loans?

Will AIMBank cash a check?

Will AIMBank redeem a savings bond?

Does AIMBank cash savings bonds?

Will AIMBank cash money orders?

Can AIMBank issue a money order?

Does AIMBank do currency exchange?

Background on The Bank

Who owns AIMBank?

How long has AIMBank been around?

Can AIMBank transfer to other banks?

Does AIMBank have quick pay?

Does AIMBank accept rolled coins?

Will AIMBank accept loose change?

Where is AIMBank headquarters?

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